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Rural ResidenceResidential
$276,932$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

03384 STATE ROUTE 197

SAINT MARYS, OH 45885
3
Beds
2
Baths
1,408 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
25.02 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$277K
$226K low$328K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,494 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,290 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,420
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,870
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,290
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,390

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.84 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAuglaize
Lot (acres)The size of the land the home sits on, from county records.25.02
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 168 ft²Porch · 340 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Spencerville Middle SchoolB+
Middle · Grades 5–8 · 4.0 mi
H
Spencerville High SchoolA-
High · Grades 9–12 · 4.0 mi
E
Spencerville Elementary SchoolA+
Elementary · Grades KG–4 · 4.0 mi

District: Spencerville Local School District

Neighborhood · ZIP 45885These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.213
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.12,436
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.174 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,021
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,090
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

03384 State Route 197 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Saint Marys 45885
  • Costs more per square foot than 85% of homes in Saint Marys 45885
  • Smaller than 67% of homes in Auglaize County
  • Has a bigger lot than 98% of homes in Saint Marys 45885
  • Newer than 72% of homes in Saint Marys 45885

What homes are worth in Saint Marys 45885

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$562K

This home is worth more than 74% of homes in Saint Marys 45885.

How it measures up in Saint Marys 45885

The dot is this home. The mark in the middle is the typical home in Saint Marys 45885.

Estimated value$276,932
CheaperTypical $189,240Pricier

Pricier than 74% of homes nearby

Price per ft²$197
CheaperTypical $137Pricier

Pricier than 85% of homes nearby

Living area1,408 ft²
SmallerTypical 1,530 ft²Bigger

Bigger than 40% of homes nearby

Lot size25.02 ac
SmallerTypical 0.2 acBigger

Bigger than 98% of homes nearby

Year built1979
OlderTypical 1956Newer

Newer than 72% of homes nearby

How 03384 State Route 197 ranks against every home in each area.
MeasureThis homeSaint Marys 45885Auglaize County
Estimated valuepricier than$276,93274% of homes68% of homes
Price per ft²pricier than$19785% of homes83% of homes
Living areabigger than1,408 ft²40% of homes33% of homes
Lot sizebigger than25.02 ac98% of homes97% of homes
Year builtnewer than197972% of homes68% of homes

About 03384 State Route 197

How much is 03384 State Route 197, Saint Marys, OH worth?

The TopHap Estimate for 03384 State Route 197, Saint Marys, OH is $276,932 as of Jul 14, 2026. The likely range is $226,145 to $327,719. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 03384 State Route 197, Saint Marys, OH?

03384 State Route 197, Saint Marys, OH has 3 bedrooms, 2 bathrooms, 1,408 square feet of living space and a 25.02-acre lot.

When was 03384 State Route 197, Saint Marys, OH built?

03384 State Route 197, Saint Marys, OH was built in 1979, making it 47 years old. It is a ranch home. The building has 1 story.

What schools serve 03384 State Route 197, Saint Marys, OH?

03384 State Route 197, Saint Marys, OH is assigned to Spencerville Middle School (middle), rated B+; Spencerville High School (high), rated A-; Spencerville Elementary School (elementary), rated A+. All sit in Spencerville Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 03384 State Route 197, Saint Marys, OH compare to other homes in Saint Marys 45885?

Among the 5,573 homes in Saint Marys 45885, it is worth more than 74% of them ($276,932 against a typical $189,240), its price per square foot is higher than 85% of them ($197 against a typical $137), it is bigger than 40% of them (1,408 ft² against a typical 1,530 ft²), its lot is bigger than 98% of them (25.02 ac against a typical 0.2 ac) and it is newer than 72% of them (1979 against a typical 1956). Measured against all of Auglaize County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 03384 State Route 197, Saint Marys, OH?

The 2023 property tax bill for 03384 State Route 197, Saint Marys, OH was $1,494. The county assessed it at $45,290.

More homes on State Route 197

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Assigned schools

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