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Rural ResidenceResidential
$238,341$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

03546 STATE ROUTE 197

SPENCERVILLE, OH 45887
3
Beds
1
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
65 ac
Lot SizeThe size of the land the home sits on, from county records.
1902
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$238K
$202K low$275K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,199 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$76,340 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,890
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$218,110

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
91
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyAuglaize
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.65.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 600 ft²Porch · 12 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Spencerville Middle SchoolA-
Middle · Grades 5–8 · 3.8 mi
H
Spencerville High SchoolB-
High · Grades 9–12 · 3.8 mi
E
Spencerville Elementary SchoolA+
Elementary · Grades KG–4 · 3.8 mi

District: Spencerville Local School District

Neighborhood · ZIP 45887These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.195
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,783
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,769
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

03546 State Route 197 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Spencerville 45887
  • Costs more per square foot than 86% of homes in Spencerville 45887
  • Smaller than 67% of homes in Auglaize County
  • Among the largest lots in Spencerville 45887
  • Older than 90% of homes in Spencerville 45887

What homes are worth in Spencerville 45887

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$491K

This home is worth more than 71% of homes in Spencerville 45887.

How it measures up in Spencerville 45887

The dot is this home. The mark in the middle is the typical home in Spencerville 45887.

Estimated value$238,341
CheaperTypical $170,208Pricier

Pricier than 71% of homes nearby

Price per ft²$170
CheaperTypical $109Pricier

Pricier than 86% of homes nearby

Living area1,400 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 34% of homes nearby

Lot size65 ac
SmallerTypical 0.55 acBigger

Bigger than almost all homes nearby

Year built1902
OlderTypical 1958Newer

Newer than 10% of homes nearby

How 03546 State Route 197 ranks against every home in each area.
MeasureThis homeSpencerville 45887Auglaize County
Estimated valuepricier than$238,34171% of homes57% of homes
Price per ft²pricier than$17086% of homes67% of homes
Living areabigger than1,400 ft²34% of homes33% of homes
Lot sizebigger than65 acalmost all homesalmost all homes
Year builtnewer than190210% of homes18% of homes

About 03546 State Route 197

How much is 03546 State Route 197, Spencerville, OH worth?

The TopHap Estimate for 03546 State Route 197, Spencerville, OH is $238,341 as of Sep 24, 2026. The likely range is $201,838 to $274,844. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 03546 State Route 197, Spencerville, OH last sell?

03546 State Route 197, Spencerville, OH last sold on Jul 20, 1998, according to the county's recorded deed.

How big is 03546 State Route 197, Spencerville, OH?

03546 State Route 197, Spencerville, OH has 3 bedrooms, 1 bathrooms, 1,400 square feet of living space and a 65.00-acre lot.

When was 03546 State Route 197, Spencerville, OH built?

03546 State Route 197, Spencerville, OH was built in 1902, making it 124 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 03546 State Route 197, Spencerville, OH?

03546 State Route 197, Spencerville, OH is assigned to Spencerville Middle School (middle), rated A-; Spencerville High School (high), rated B-; Spencerville Elementary School (elementary), rated A+. All sit in Spencerville Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 03546 State Route 197, Spencerville, OH compare to other homes in Spencerville 45887?

Among the 1,887 homes in Spencerville 45887, it is worth more than 71% of them ($238,341 against a typical $170,208), its price per square foot is higher than 86% of them ($170 against a typical $109), it is bigger than 34% of them (1,400 ft² against a typical 1,600 ft²), its lot is bigger than almost all of them (65 ac against a typical 0.55 ac) and it is newer than 10% of them (1902 against a typical 1958). Measured against all of Auglaize County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 03546 State Route 197, Spencerville, OH?

The 2023 property tax bill for 03546 State Route 197, Spencerville, OH was $2,199. The county assessed it at $76,340.

More homes on State Route 197

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