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Single Family ResidenceResidential
$173,711$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10 CHURCH ST

RUBY, NY 12475
2
Beds
1
Baths
740 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$174K
$153K low$195K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,152 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$119,574

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyUlster
Lot (acres)The size of the land the home sits on, from county records.0.29
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 100 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
E R Crosby Elementary SchoolB
Elementary · Grades KG–4 · 2.6 mi
M
M Clifford Miller Middle SchoolC
Middle · Grades 5–8 · 2.8 mi
H
Kingston High SchoolC
High · Grades 9–12 · 6.5 mi

District: Kingston City School District

Neighborhood · ZIP 12475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.13
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.230
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.290 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,924
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,971
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Church St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Ulster County
  • Costs less per square foot than 75% of homes in Ulster County
  • Smaller than 96% of homes in Ruby 12475
  • Has a smaller lot than 95% of homes in Ruby 12475
  • Older than 87% of homes in Ulster County

What homes are worth in Ruby 12475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$839K

This home is worth more than 3% of homes in Ruby 12475.

How it measures up in Ruby 12475

The dot is this home. The mark in the middle is the typical home in Ruby 12475.

Estimated value$173,711
CheaperTypical $358,599Pricier

Pricier than 3% of homes nearby

Price per ft²$235
CheaperTypical $234Pricier

Pricier than 51% of homes nearby

Living area740 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.29 ac
SmallerTypical 1.2 acBigger

Bigger than 5% of homes nearby

Year built1900
OlderTypical 1960Newer

Newer than 20% of homes nearby

How 10 Church St ranks against every home in each area.
MeasureThis homeRuby 12475Ulster County
Estimated valuepricier than$173,7113% of homesalmost no homes
Price per ft²pricier than$23551% of homes25% of homes
Living areabigger than740 ft²4% of homes4% of homes
Lot sizebigger than0.29 ac5% of homes25% of homes
Year builtnewer than190020% of homes13% of homes

About 10 Church St

How much is 10 Church St, Ruby, NY worth?

The TopHap Estimate for 10 Church St, Ruby, NY is $173,711 as of Jul 14, 2026. The likely range is $152,896 to $194,526. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 10 Church St, Ruby, NY?

10 Church St, Ruby, NY has 2 bedrooms, 1 bathrooms, 740 square feet of living space and a 0.29-acre lot.

When was 10 Church St, Ruby, NY built?

10 Church St, Ruby, NY was built in 1900, making it 126 years old. It is a bungalow home. The building has 1 story.

What schools serve 10 Church St, Ruby, NY?

10 Church St, Ruby, NY is assigned to E R Crosby Elementary School (elementary), rated B; M Clifford Miller Middle School (middle), rated C; Kingston High School (high), rated C. All sit in Kingston City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Church St, Ruby, NY compare to other homes in Ruby 12475?

Among the 130 homes in Ruby 12475, it is worth more than 3% of them ($173,711 against a typical $358,599), its price per square foot is higher than 51% of them ($235 against a typical $234), it is bigger than 4% of them (740 ft² against a typical 1,600 ft²), its lot is bigger than 5% of them (0.29 ac against a typical 1.2 ac) and it is newer than 20% of them (1900 against a typical 1960). Measured against all of Ulster County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Church St, Ruby, NY?

The 2024 property tax bill for 10 Church St, Ruby, NY was $3,152. The county assessed it at $56,200.

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Assigned schools

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