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Residential - Vacant LandResidential
$650,591
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $494,000 on Jul 11, 2019

10 COTTAGE ROW

MIDLOTHIAN, IL 60445
0
Baths
1.38 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$651K
$563K low$738K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$494,000 · Jul 11, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$253,091
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$202,473
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$397,500
FIFTH THIRD BANK NA · 2.75% · recorded Oct 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,593 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,958 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,958
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,958
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$239,580

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
CountyCook
Lot (acres)The size of the land the home sits on, from county records.1.38
HeatingThe type of heating system in the home.None

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kerkstra Elementary SchoolB+
Elementary · Grades 1–5 · 1.0 mi
M
Jack Hille Middle SchoolC+
Middle · Grades 6–8 · 1.2 mi
H
Oak Forest High SchoolA-
High · Grades 9–12 · 1.3 mi

District: Bremen Community High School District 228

Neighborhood · ZIP 60445These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.14,366
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,009 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,738
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,930
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Cottage Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Midlothian 60445
  • Has a bigger lot than 95% of homes in Midlothian 60445

What homes are worth in Midlothian 60445

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$469K

This home is worth more than almost all homes in Midlothian 60445.

How it measures up in Midlothian 60445

The dot is this home. The mark in the middle is the typical home in Midlothian 60445.

Estimated value$650,591
CheaperTypical $249,955Pricier

Pricier than almost all homes nearby

Lot size1.38 ac
SmallerTypical 0.17 acBigger

Bigger than 95% of homes nearby

How 10 Cottage Row ranks against every home in each area.
MeasureThis homeMidlothian 60445Cook County
Estimated valuepricier than$650,591almost all homes86% of homes
Lot sizebigger than1.38 ac95% of homes90% of homes

About 10 Cottage Row

How much is 10 Cottage Row, Midlothian, IL worth?

The TopHap Estimate for 10 Cottage Row, Midlothian, IL is $650,591 as of Jul 14, 2026. The likely range is $563,443 to $737,740. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 Cottage Row, Midlothian, IL last sell?

10 Cottage Row, Midlothian, IL last sold on Jul 11, 2019 for $494,000, according to the county's recorded deed.

What schools serve 10 Cottage Row, Midlothian, IL?

10 Cottage Row, Midlothian, IL is assigned to Kerkstra Elementary School (elementary), rated B+; Jack Hille Middle School (middle), rated C+; Oak Forest High School (high), rated A-. All sit in Bremen Community High School District 228. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Cottage Row, Midlothian, IL compare to other homes in Midlothian 60445?

Among the 5,015 homes in Midlothian 60445, it is worth more than almost all of them ($650,591 against a typical $249,955) and its lot is bigger than 95% of them (1.38 ac against a typical 0.17 ac). Measured against all of Cook County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Cottage Row, Midlothian, IL?

The 2023 property tax bill for 10 Cottage Row, Midlothian, IL was $8,593. The county assessed it at $23,958.

Closest homes

More homes in Midlothian 60445

Assigned schools

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