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Single Family ResidenceResidential
$297,459$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10 RATCLIFFE DR

PERU, NY 12972
3
Beds
3 / 1
Baths
1,705 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$297K
$285K low$310K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$297,459
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$237,967

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,286 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$296,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$263,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$261,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$296,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.1.27
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 192 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Peru Middle SchoolC-
Middle · Grades 6–8 · 2.1 mi
H
Peru High SchoolB
High · Grades 9–12 · 2.1 mi
E
Peru Elementary SchoolD
Elementary · Grades PK–5 · 2.2 mi

District: Peru Central School District

Neighborhood · ZIP 12972These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.127

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.6,545
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,489
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,229
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Ratcliffe Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Clinton County
  • Costs more per square foot than 73% of homes in Clinton County
  • Bigger than 66% of homes in Clinton County
  • Newer than 70% of homes in Clinton County

What homes are worth in Peru 12972

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$526K

This home is worth more than 65% of homes in Peru 12972.

How it measures up in Peru 12972

The dot is this home. The mark in the middle is the typical home in Peru 12972.

Estimated value$297,459
CheaperTypical $256,723Pricier

Pricier than 65% of homes nearby

Price per ft²$174
CheaperTypical $163Pricier

Pricier than 63% of homes nearby

Living area1,705 ft²
SmallerTypical 1,618 ft²Bigger

Bigger than 56% of homes nearby

Lot size1.27 ac
SmallerTypical 1.2 acBigger

Bigger than 51% of homes nearby

Year built1989
OlderTypical 1979Newer

Newer than 64% of homes nearby

How 10 Ratcliffe Dr ranks against every home in each area.
MeasureThis homePeru 12972Clinton County
Estimated valuepricier than$297,45965% of homes78% of homes
Price per ft²pricier than$17463% of homes73% of homes
Living areabigger than1,705 ft²56% of homes66% of homes
Lot sizebigger than1.27 ac51% of homes64% of homes
Year builtnewer than198964% of homes70% of homes

About 10 Ratcliffe Dr

How much is 10 Ratcliffe Dr, Peru, NY worth?

The TopHap Estimate for 10 Ratcliffe Dr, Peru, NY is $297,459 as of Jul 14, 2026. The likely range is $285,387 to $309,531. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 10 Ratcliffe Dr, Peru, NY?

10 Ratcliffe Dr, Peru, NY has 3 bedrooms, 3 bathrooms, 1,705 square feet of living space and a 1.27-acre lot.

When was 10 Ratcliffe Dr, Peru, NY built?

10 Ratcliffe Dr, Peru, NY was built in 1989, making it 37 years old. It is a colonial home. The building has 2 stories.

What schools serve 10 Ratcliffe Dr, Peru, NY?

10 Ratcliffe Dr, Peru, NY is assigned to Peru Middle School (middle), rated C-; Peru High School (high), rated B; Peru Elementary School (elementary), rated D. All sit in Peru Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Ratcliffe Dr, Peru, NY compare to other homes in Peru 12972?

Among the 2,364 homes in Peru 12972, it is worth more than 65% of them ($297,459 against a typical $256,723), its price per square foot is higher than 63% of them ($174 against a typical $163), it is bigger than 56% of them (1,705 ft² against a typical 1,618 ft²), its lot is bigger than 51% of them (1.27 ac against a typical 1.2 ac) and it is newer than 64% of them (1989 against a typical 1979). Measured against all of Clinton County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Ratcliffe Dr, Peru, NY?

The 2024 property tax bill for 10 Ratcliffe Dr, Peru, NY was $6,286. The county assessed it at $296,900.

More homes on Ratcliffe Dr

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Assigned schools

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