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Single Family ResidenceResidential
$810,398$362 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $390,600 on Sep 28, 2022

10 RATCLIFFE RD

WESTPORT ISLAND, ME 04578
1
Beds
1 / 1
Baths
2,236 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$810K
$683K low$938K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$390,600 · Sep 28, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$524,735
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$419,788
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$285,663
BETTER MORTGAGE CORP · R · recorded Sep 25, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,828 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$450,354 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$187,590
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$262,764
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$409,413

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLINCOLN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Tar & Gravel
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Wiscasset Middle/High SchoolD
High · Grades 6–12 · 3.2 mi
E
Whitefield Elementary SchoolB+
Elementary · Grades PK–8 · 17.3 mi

District: Regional School Unit 12

Neighborhood · ZIP 04578These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,640
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,857
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,494
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Ratcliffe Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Wiscasset 04578
  • Costs more per square foot than 85% of homes in Wiscasset 04578
  • Bigger than 86% of homes in Lincoln County
  • Has a smaller lot than 71% of homes in Wiscasset 04578
  • Newer than 70% of homes in Wiscasset 04578

What homes are worth in Wiscasset 04578

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$1.3M

This home is worth more than 88% of homes in Wiscasset 04578.

How it measures up in Wiscasset 04578

The dot is this home. The mark in the middle is the typical home in Wiscasset 04578.

Estimated value$810,398
CheaperTypical $374,431Pricier

Pricier than 88% of homes nearby

Price per ft²$362
CheaperTypical $241Pricier

Pricier than 85% of homes nearby

Living area2,236 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 77% of homes nearby

Lot size1 ac
SmallerTypical 1.64 acBigger

Bigger than 29% of homes nearby

Year built1991
OlderTypical 1980Newer

Newer than 70% of homes nearby

How 10 Ratcliffe Rd ranks against every home in each area.
MeasureThis homeWiscasset 04578Lincoln County
Estimated valuepricier than$810,39888% of homes88% of homes
Price per ft²pricier than$36285% of homes61% of homes
Living areabigger than2,236 ft²77% of homes86% of homes
Lot sizebigger than1 ac29% of homes30% of homes
Year builtnewer than199170% of homes67% of homes

About 10 Ratcliffe Rd

How much is 10 Ratcliffe Rd, Westport Island, ME worth?

The TopHap Estimate for 10 Ratcliffe Rd, Westport Island, ME is $810,398 as of Jul 14, 2026. The likely range is $682,673 to $938,123. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 Ratcliffe Rd, Westport Island, ME last sell?

10 Ratcliffe Rd, Westport Island, ME last sold on Sep 28, 2022 for $390,600, according to the county's recorded deed.

How big is 10 Ratcliffe Rd, Westport Island, ME?

10 Ratcliffe Rd, Westport Island, ME has 1 bedrooms, 1 bathrooms, 2,236 square feet of living space and a 1.00-acre lot.

When was 10 Ratcliffe Rd, Westport Island, ME built?

10 Ratcliffe Rd, Westport Island, ME was built in 1991, making it 35 years old. The building has 2 stories.

What schools serve 10 Ratcliffe Rd, Westport Island, ME?

10 Ratcliffe Rd, Westport Island, ME is assigned to Wiscasset Middle/High School (high), rated D; Whitefield Elementary School (elementary), rated B+. All sit in Regional School Unit 12. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Ratcliffe Rd, Westport Island, ME compare to other homes in Wiscasset 04578?

Among the 2,342 homes in Wiscasset 04578, it is worth more than 88% of them ($810,398 against a typical $374,431), its price per square foot is higher than 85% of them ($362 against a typical $241), it is bigger than 77% of them (2,236 ft² against a typical 1,568 ft²), its lot is bigger than 29% of them (1 ac against a typical 1.64 ac) and it is newer than 70% of them (1991 against a typical 1980). Measured against all of Lincoln County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Ratcliffe Rd, Westport Island, ME?

The 2025 property tax bill for 10 Ratcliffe Rd, Westport Island, ME was $3,828. The county assessed it at $450,354.

Closest homes

More homes in Westport Island 04578

Assigned schools

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