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Single Family ResidenceResidential
$83,868$32 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10 RIVER ST

AVOCA, NY 14809
2
Beds
1
Baths
2,592 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1860
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$84K
$73K low$95K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$67,473
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$53,978
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,395
STEUBEN CHURCH PEOPLE AGAINST POVERTY · R · recorded Dec 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$811 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$21,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySteuben
Lot (acres)The size of the land the home sits on, from county records.0.18
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 270 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Avoca Central SchoolC
Elementary · Grades PK–12 · 0.4 mi

District: Avoca Central School District

Neighborhood · ZIP 14809These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,328
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,549
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,833
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Avoca 14809
  • Among the lowest price per square foot in Avoca 14809
  • Bigger than 94% of homes in Avoca 14809
  • Has a smaller lot than 95% of homes in Avoca 14809
  • Older than 96% of homes in Steuben County

What homes are worth in Avoca 14809

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$412K

This home is worth more than 9% of homes in Avoca 14809.

How it measures up in Avoca 14809

The dot is this home. The mark in the middle is the typical home in Avoca 14809.

Estimated value$83,868
CheaperTypical $153,188Pricier

Pricier than 9% of homes nearby

Price per ft²$32
CheaperTypical $91Pricier

Cheaper than almost all homes nearby

Living area2,592 ft²
SmallerTypical 1,507 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.18 ac
SmallerTypical 1.26 acBigger

Bigger than 5% of homes nearby

Year built1860
OlderTypical 1961Newer

Newer than 7% of homes nearby

How 10 River St ranks against every home in each area.
MeasureThis homeAvoca 14809Steuben County
Estimated valuepricier than$83,8689% of homes10% of homes
Price per ft²pricier than$32almost no homesalmost no homes
Living areabigger than2,592 ft²94% of homes92% of homes
Lot sizebigger than0.18 ac5% of homes17% of homes
Year builtnewer than18607% of homes4% of homes

About 10 River St

How much is 10 River St, Avoca, NY worth?

The TopHap Estimate for 10 River St, Avoca, NY is $83,868 as of Jul 14, 2026. The likely range is $72,671 to $95,065. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 River St, Avoca, NY last sell?

10 River St, Avoca, NY last sold on Mar 19, 2021, according to the county's recorded deed.

How big is 10 River St, Avoca, NY?

10 River St, Avoca, NY has 2 bedrooms, 1 bathrooms, 2,592 square feet of living space and a 0.18-acre lot.

When was 10 River St, Avoca, NY built?

10 River St, Avoca, NY was built in 1860, making it 166 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 10 River St, Avoca, NY?

10 River St, Avoca, NY is assigned to Avoca Central School (elementary), rated C. All sit in Avoca Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 River St, Avoca, NY compare to other homes in Avoca 14809?

Among the 1,097 homes in Avoca 14809, it is worth more than 9% of them ($83,868 against a typical $153,188), its price per square foot is higher than almost none of them ($32 against a typical $91), it is bigger than 94% of them (2,592 ft² against a typical 1,507 ft²), its lot is bigger than 5% of them (0.18 ac against a typical 1.26 ac) and it is newer than 7% of them (1860 against a typical 1961). Measured against all of Steuben County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 River St, Avoca, NY?

The 2024 property tax bill for 10 River St, Avoca, NY was $811. The county assessed it at $21,900.

Closest homes

More homes in Avoca 14809

Assigned schools

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