Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$762,229$773 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $162,500 on Jul 9, 2021

10 WATER ST

RICHMOND, ME 04357
2
Beds
2
Baths
986 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$762K
$607K low$918K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$162,500 · Jul 9, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$632,229
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$505,783
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
KENNEBEC SAVINGS BANK · recorded Jul 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,607 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$589,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$499,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$240,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.134 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySAGADAHOC
Lot (acres)The size of the land the home sits on, from county records.0.55
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marcia Buker Elementary School
Elementary · Grades PK–5 · 0.3 mi
H
Richmond High SchoolB-
High · Grades 9–12 · 0.7 mi
M
Richmond Middle SchoolC+
Middle · Grades 6–8 · 0.7 mi

District: Regional School Unit 02

Neighborhood · ZIP 04357These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,692
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.117 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,658
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,926
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Richmond 04357
  • Among the highest price per square foot in Richmond 04357
  • Smaller than 80% of homes in Sagadahoc County
  • Has a smaller lot than 73% of homes in Richmond 04357

What homes are worth in Richmond 04357

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$691K

This home is worth more than almost all homes in Richmond 04357.

How it measures up in Richmond 04357

The dot is this home. The mark in the middle is the typical home in Richmond 04357.

Estimated value$762,229
CheaperTypical $304,976Pricier

Pricier than almost all homes nearby

Price per ft²$773
CheaperTypical $220Pricier

Pricier than almost all homes nearby

Living area986 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.55 ac
SmallerTypical 1.74 acBigger

Bigger than 27% of homes nearby

Year built1985
OlderTypical 1977Newer

Newer than 58% of homes nearby

How 10 Water St ranks against every home in each area.
MeasureThis homeRichmond 04357Sagadahoc County
Estimated valuepricier than$762,229almost all homes92% of homes
Price per ft²pricier than$773almost all homes95% of homes
Living areabigger than986 ft²21% of homes20% of homes
Lot sizebigger than0.55 ac27% of homes32% of homes
Year builtnewer than198558% of homes61% of homes

About 10 Water St

How much is 10 Water St, Richmond, ME worth?

The TopHap Estimate for 10 Water St, Richmond, ME is $762,229 as of Jul 14, 2026. The likely range is $606,717 to $917,741. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 Water St, Richmond, ME last sell?

10 Water St, Richmond, ME last sold on Jul 9, 2021 for $162,500, according to the county's recorded deed.

How big is 10 Water St, Richmond, ME?

10 Water St, Richmond, ME has 2 bedrooms, 2 bathrooms, 986 square feet of living space and a 0.55-acre lot.

When was 10 Water St, Richmond, ME built?

10 Water St, Richmond, ME was built in 1985, making it 41 years old. It is a ranch home. The building has 1 story.

What schools serve 10 Water St, Richmond, ME?

10 Water St, Richmond, ME is assigned to Marcia Buker Elementary School (elementary); Richmond High School (high), rated B-; Richmond Middle School (middle), rated C+. All sit in Regional School Unit 02. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Water St, Richmond, ME compare to other homes in Richmond 04357?

Among the 1,507 homes in Richmond 04357, it is worth more than almost all of them ($762,229 against a typical $304,976), its price per square foot is higher than almost all of them ($773 against a typical $220), it is bigger than 21% of them (986 ft² against a typical 1,344 ft²), its lot is bigger than 27% of them (0.55 ac against a typical 1.74 ac) and it is newer than 58% of them (1985 against a typical 1977). Measured against all of Sagadahoc County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Water St, Richmond, ME?

The 2025 property tax bill for 10 Water St, Richmond, ME was $6,607. The county assessed it at $589,900.

More homes on Water St

Closest homes

More homes in Richmond 04357

Assigned schools

Explore the area

See this home in context

Open 10 Water St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map