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Single Family ResidenceResidential
$237,776$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 WATER ST

RICHMOND, ME 04357
2
Beds
1
Baths
1,013 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$238K
$165K low$311K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$237,776
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$190,221

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,182 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$126,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$77,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountySAGADAHOC
Lot (acres)The size of the land the home sits on, from county records.0.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marcia Buker Elementary School
Elementary · Grades PK–5 · 0.4 mi
H
Richmond High SchoolB-
High · Grades 9–12 · 0.7 mi
M
Richmond Middle SchoolC+
Middle · Grades 6–8 · 0.7 mi

District: Regional School Unit 02

Neighborhood · ZIP 04357These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,692
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.117 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,658
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,926
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Sagadahoc County
  • Costs less per square foot than 66% of homes in Sagadahoc County
  • Smaller than 77% of homes in Sagadahoc County
  • Has a smaller lot than 91% of homes in Richmond 04357
  • Older than 94% of homes in Sagadahoc County

What homes are worth in Richmond 04357

Each bar is how many homes fall in that price range. The marker is this home.

This home
$172K$671K

This home is worth more than 19% of homes in Richmond 04357.

How it measures up in Richmond 04357

The dot is this home. The mark in the middle is the typical home in Richmond 04357.

Estimated value$237,776
CheaperTypical $304,594Pricier

Pricier than 19% of homes nearby

Price per ft²$235
CheaperTypical $220Pricier

Pricier than 58% of homes nearby

Living area1,013 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.21 ac
SmallerTypical 1.7 acBigger

Bigger than 9% of homes nearby

Year built1850
OlderTypical 1977Newer

Newer than 12% of homes nearby

How 20 Water St ranks against every home in each area.
MeasureThis homeRichmond 04357Sagadahoc County
Estimated valuepricier than$237,77619% of homes10% of homes
Price per ft²pricier than$23558% of homes34% of homes
Living areabigger than1,013 ft²24% of homes23% of homes
Lot sizebigger than0.21 ac9% of homes15% of homes
Year builtnewer than185012% of homes6% of homes

About 20 Water St

How much is 20 Water St, Richmond, ME worth?

The TopHap Estimate for 20 Water St, Richmond, ME is $237,776 as of Jul 14, 2026. The likely range is $164,777 to $310,775. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Water St, Richmond, ME last sell?

20 Water St, Richmond, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20 Water St, Richmond, ME?

20 Water St, Richmond, ME has 2 bedrooms, 1 bathrooms, 1,013 square feet of living space and a 0.21-acre lot.

When was 20 Water St, Richmond, ME built?

20 Water St, Richmond, ME was built in 1850, making it 176 years old. It is a cape cod home. The building has 2 stories.

What schools serve 20 Water St, Richmond, ME?

20 Water St, Richmond, ME is assigned to Marcia Buker Elementary School (elementary); Richmond High School (high), rated B-; Richmond Middle School (middle), rated C+. All sit in Regional School Unit 02. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Water St, Richmond, ME compare to other homes in Richmond 04357?

Among the 1,507 homes in Richmond 04357, it is worth more than 19% of them ($237,776 against a typical $304,594), its price per square foot is higher than 58% of them ($235 against a typical $220), it is bigger than 24% of them (1,013 ft² against a typical 1,344 ft²), its lot is bigger than 9% of them (0.21 ac against a typical 1.7 ac) and it is newer than 12% of them (1850 against a typical 1977). Measured against all of Sagadahoc County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Water St, Richmond, ME?

The 2025 property tax bill for 20 Water St, Richmond, ME was $2,182. The county assessed it at $194,800.

More homes on Water St

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Assigned schools

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