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CondominiumResidential
$403,704$285 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10020 RUFFIAN WAY

LAUREL, MD 20723
Building report
0
Baths
1,417 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.

Valuation

$404K
$380K low$428K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$166,706
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$133,365
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$236,998
NVR MORTGAGE FINANCE INC · recorded Oct 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,007 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$256,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$179,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$345,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.0.24
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hammond Elementary SchoolB-
Elementary · Grades KG–5 · 0.4 mi
M
Hammond Middle SchoolA
Middle · Grades 6–8 · 0.4 mi
H
Atholton High SchoolA
High · Grades 9–12 · 2.9 mi

District: Howard County Public Schools

Neighborhood · ZIP 20723These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.35,060
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,658 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,275
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$165,726
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10020 Ruffian Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Howard County
  • Costs less per square foot than 67% of homes in Howard County
  • Smaller than 76% of homes in Howard County
  • Newer than 98% of homes in Howard County

What homes are worth in Laurel 20723

Each bar is how many homes fall in that price range. The marker is this home.

This home
$264K$1.2M

This home is worth more than 21% of homes in Laurel 20723.

How it measures up in Laurel 20723

The dot is this home. The mark in the middle is the typical home in Laurel 20723.

Estimated value$403,704
CheaperTypical $575,319Pricier

Pricier than 21% of homes nearby

Price per ft²$285
CheaperTypical $300Pricier

Pricier than 36% of homes nearby

Living area1,417 ft²
SmallerTypical 1,916 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.24 ac
SmallerTypical 0.18 acBigger

Bigger than 57% of homes nearby

Year built2021
OlderTypical 1992Newer

Newer than 94% of homes nearby

How 10020 Ruffian Way ranks against every home in each area.
MeasureThis homeScaggsvilleLaurel 20723Howard County
Estimated valuepricier than$403,70423% of homes21% of homes16% of homes
Price per ft²pricier than$28536% of homes36% of homes33% of homes
Living areabigger than1,417 ft²34% of homes33% of homes24% of homes
Lot sizebigger than0.24 ac52% of homes57% of homes39% of homes
Year builtnewer than202194% of homes94% of homes98% of homes

About 10020 Ruffian Way

How much is 10020 Ruffian Way, Laurel, MD worth?

The TopHap Estimate for 10020 Ruffian Way, Laurel, MD is $403,704 as of Jul 14, 2026. The likely range is $379,551 to $427,857. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10020 Ruffian Way, Laurel, MD last sell?

10020 Ruffian Way, Laurel, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10020 Ruffian Way, Laurel, MD?

10020 Ruffian Way, Laurel, MD has 1,417 square feet of living space and a 0.24-acre lot.

When was 10020 Ruffian Way, Laurel, MD built?

10020 Ruffian Way, Laurel, MD was built in 2021, making it 5 years old. It is a condo/apartment home.

What schools serve 10020 Ruffian Way, Laurel, MD?

10020 Ruffian Way, Laurel, MD is assigned to Hammond Elementary School (elementary), rated B-; Hammond Middle School (middle), rated A; Atholton High School (high), rated A. All sit in Howard County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10020 Ruffian Way, Laurel, MD compare to other homes in Laurel 20723?

Among the 10,620 homes in Laurel 20723, it is worth more than 21% of them ($403,704 against a typical $575,319), its price per square foot is higher than 36% of them ($285 against a typical $300), it is bigger than 33% of them (1,417 ft² against a typical 1,916 ft²), its lot is bigger than 57% of them (0.24 ac against a typical 0.18 ac) and it is newer than 94% of them (2021 against a typical 1992). Measured against all of Howard County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10020 Ruffian Way, Laurel, MD?

The 2025 property tax bill for 10020 Ruffian Way, Laurel, MD was $5,007. The county assessed it at $256,400.

Closest homes

More homes in Laurel 20723

Assigned schools

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