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Single Family ResidenceResidential
$398,601$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10144 TERRACE RUN

GROTTOES, VA 24441
3
Beds
2
Baths
1,624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$399K
$365K low$432K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$278,601
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$222,881
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
SUNTRUST MORTGAGE INC · 3.87% · recorded Dec 20, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,933 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$292,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$243,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$279,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$292,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKINGHAM
Lot (acres)The size of the land the home sits on, from county records.0.47
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 192 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South River Elementary SchoolC-
Elementary · Grades PK–5 · 1.6 mi
H
East Rockingham High SchoolB+
High · Grades 9–12 · 11.4 mi
M
Elkton Middle SchoolC-
Middle · Grades 6–8 · 13.3 mi

District: Rockingham County Public Schools

Neighborhood · ZIP 24441These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,334
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.120 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,462
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,955
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10144 Terrace Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Grottoes 24441
  • Costs more per square foot than 71% of homes in Grottoes 24441

What homes are worth in Grottoes 24441

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$834K

This home is worth more than 75% of homes in Grottoes 24441.

How it measures up in Grottoes 24441

The dot is this home. The mark in the middle is the typical home in Grottoes 24441.

Estimated value$398,601
CheaperTypical $320,771Pricier

Pricier than 75% of homes nearby

Price per ft²$245
CheaperTypical $224Pricier

Pricier than 71% of homes nearby

Living area1,624 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.47 ac
SmallerTypical 0.43 acBigger

Bigger than 52% of homes nearby

Year built1997
OlderTypical 1989Newer

Newer than 64% of homes nearby

How 10144 Terrace Run ranks against every home in each area.
MeasureThis homeGrottoes 24441Rockingham County
Estimated valuepricier than$398,60175% of homes61% of homes
Price per ft²pricier than$24571% of homes64% of homes
Living areabigger than1,624 ft²62% of homes54% of homes
Lot sizebigger than0.47 ac52% of homes41% of homes
Year builtnewer than199764% of homes61% of homes

About 10144 Terrace Run

How much is 10144 Terrace Run, Grottoes, VA worth?

The TopHap Estimate for 10144 Terrace Run, Grottoes, VA is $398,601 as of Jul 14, 2026. The likely range is $364,941 to $432,261. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10144 Terrace Run, Grottoes, VA last sell?

10144 Terrace Run, Grottoes, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10144 Terrace Run, Grottoes, VA?

10144 Terrace Run, Grottoes, VA has 3 bedrooms, 2 bathrooms, 1,624 square feet of living space and a 0.47-acre lot.

When was 10144 Terrace Run, Grottoes, VA built?

10144 Terrace Run, Grottoes, VA was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 10144 Terrace Run, Grottoes, VA?

10144 Terrace Run, Grottoes, VA is assigned to South River Elementary School (elementary), rated C-; East Rockingham High School (high), rated B+; Elkton Middle School (middle), rated C-. All sit in Rockingham County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10144 Terrace Run, Grottoes, VA compare to other homes in Grottoes 24441?

Among the 2,581 homes in Grottoes 24441, it is worth more than 75% of them ($398,601 against a typical $320,771), its price per square foot is higher than 71% of them ($245 against a typical $224), it is bigger than 62% of them (1,624 ft² against a typical 1,450 ft²), its lot is bigger than 52% of them (0.47 ac against a typical 0.43 ac) and it is newer than 64% of them (1997 against a typical 1989). Measured against all of Rockingham County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10144 Terrace Run, Grottoes, VA?

The 2026 property tax bill for 10144 Terrace Run, Grottoes, VA was $1,933. The county assessed it at $292,900.

Closest homes

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Assigned schools

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