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Single Family ResidenceResidential
$308,736$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10185 RIVER RD

LANCASTER, VA 22503
1
Beds
2
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.02 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$309K
$292K low$325K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$130,736
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,589
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$178,000
MUTUAL/OMAHA MORTGAGE LLC · 6.13% 2 · recorded Apr 24, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$259,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$250,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$259,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLANCASTER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.1.02
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lancaster High SchoolD
High · Grades 8–12 · 6.1 mi
E
Lancaster Elementary SchoolD
Elementary · Grades KG–7 · 7.5 mi

District: Lancaster County Public Schools

Neighborhood · ZIP 22503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,230
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,274
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,050
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10185 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Lancaster 22503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$1.3M

This home is worth more than 53% of homes in Lancaster 22503.

How it measures up in Lancaster 22503

The dot is this home. The mark in the middle is the typical home in Lancaster 22503.

Estimated value$308,736
CheaperTypical $296,456Pricier

Pricier than 53% of homes nearby

Price per ft²$214
CheaperTypical $203Pricier

Pricier than 54% of homes nearby

Living area1,440 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 47% of homes nearby

Lot size1.02 ac
SmallerTypical 1.47 acBigger

Bigger than 38% of homes nearby

Year built1984
OlderTypical 1980Newer

Newer than 55% of homes nearby

How 10185 River Rd ranks against every home in each area.
MeasureThis homeLancaster 22503Lancaster County
Estimated valuepricier than$308,73653% of homes42% of homes
Price per ft²pricier than$21454% of homes46% of homes
Living areabigger than1,440 ft²47% of homes39% of homes
Lot sizebigger than1.02 ac38% of homes46% of homes
Year builtnewer than198455% of homes55% of homes

About 10185 River Rd

How much is 10185 River Rd, Lancaster, VA worth?

The TopHap Estimate for 10185 River Rd, Lancaster, VA is $308,736 as of Jul 14, 2026. The likely range is $292,476 to $324,996. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10185 River Rd, Lancaster, VA last sell?

10185 River Rd, Lancaster, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10185 River Rd, Lancaster, VA?

10185 River Rd, Lancaster, VA has 1 bedrooms, 2 bathrooms, 1,440 square feet of living space and a 1.02-acre lot.

When was 10185 River Rd, Lancaster, VA built?

10185 River Rd, Lancaster, VA was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 10185 River Rd, Lancaster, VA?

10185 River Rd, Lancaster, VA is assigned to Lancaster High School (high), rated D; Lancaster Elementary School (elementary), rated D. All sit in Lancaster County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10185 River Rd, Lancaster, VA compare to other homes in Lancaster 22503?

Among the 2,669 homes in Lancaster 22503, it is worth more than 53% of them ($308,736 against a typical $296,456), its price per square foot is higher than 54% of them ($214 against a typical $203), it is bigger than 47% of them (1,440 ft² against a typical 1,512 ft²), its lot is bigger than 38% of them (1.02 ac against a typical 1.47 ac) and it is newer than 55% of them (1984 against a typical 1980). Measured against all of Lancaster County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10185 River Rd, Lancaster, VA?

The 2025 property tax bill for 10185 River Rd, Lancaster, VA was $14. The county assessed it at $259,500.

Closest homes

More homes in Lancaster 22503

Assigned schools

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