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Single Family ResidentialResidential
$112,221$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 48How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

102 SPRUCE ST

BLUFFS, IL 62621
0
Baths
1,305 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$112K
$54K low$170K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$112,221
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$89,777

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,657 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,251 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,001
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,688
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$72,753

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.105 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountySCOTT
Lot (acres)The size of the land the home sits on, from county records.0.32
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bluffs High School
High · Grades 9–12 · 0.6 mi
M
Bluffs Junior High SchoolB-
Middle · Grades 6–8 · 0.6 mi
E
Bluffs Elementary SchoolA-
Elementary · Grades PK–5 · 0.6 mi

District: Scott-Morgan Consolidated Unit School District 2

Neighborhood · ZIP 62621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.866
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,359
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,644
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

102 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Scott County
  • Costs more per square foot than 77% of homes in Scott County
  • Bigger than 73% of homes in Bluffs 62621

What homes are worth in Bluffs 62621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$188K

This home is worth more than 66% of homes in Bluffs 62621.

How it measures up in Bluffs 62621

The dot is this home. The mark in the middle is the typical home in Bluffs 62621.

Estimated value$112,221
CheaperTypical $92,691Pricier

Pricier than 66% of homes nearby

Price per ft²$86
CheaperTypical $82Pricier

Pricier than 56% of homes nearby

Living area1,305 ft²
SmallerTypical 1,152 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.32 ac
SmallerTypical 0.26 acBigger

Bigger than 56% of homes nearby

How 102 Spruce St ranks against every home in each area.
MeasureThis homeBluffs 62621Scott County
Estimated valuepricier than$112,22166% of homes81% of homes
Price per ft²pricier than$8656% of homes77% of homes
Living areabigger than1,305 ft²73% of homes66% of homes
Lot sizebigger than0.32 ac56% of homes57% of homes

About 102 Spruce St

How much is 102 Spruce St, Bluffs, IL worth?

The TopHap Estimate for 102 Spruce St, Bluffs, IL is $112,221 as of Jul 14, 2026. The likely range is $54,212 to $170,230. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 102 Spruce St, Bluffs, IL last sell?

102 Spruce St, Bluffs, IL last sold on Nov 4, 2011, according to the county's recorded deed.

How big is 102 Spruce St, Bluffs, IL?

102 Spruce St, Bluffs, IL has 1,305 square feet of living space and a 0.32-acre lot.

What schools serve 102 Spruce St, Bluffs, IL?

102 Spruce St, Bluffs, IL is assigned to Bluffs High School (high); Bluffs Junior High School (middle), rated B-; Bluffs Elementary School (elementary), rated A-. All sit in Scott-Morgan Consolidated Unit School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 102 Spruce St, Bluffs, IL compare to other homes in Bluffs 62621?

Among the 341 homes in Bluffs 62621, it is worth more than 66% of them ($112,221 against a typical $92,691), its price per square foot is higher than 56% of them ($86 against a typical $82), it is bigger than 73% of them (1,305 ft² against a typical 1,152 ft²) and its lot is bigger than 56% of them (0.32 ac against a typical 0.26 ac). Measured against all of Scott County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 102 Spruce St, Bluffs, IL?

The 2025 property tax bill for 102 Spruce St, Bluffs, IL was $1,657. The county assessed it at $24,251.

Closest homes

More homes in Bluffs 62621

Assigned schools

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