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Single Family ResidenceResidential
$829,605$279 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $489,000 on Jun 15, 2020

1020 GARDENIA ST

FORT MILL, SC 29708
4 / 1
Baths
2,976 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$830K
$790K low$869K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$489,000 · Jun 15, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$365,605
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$292,484
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$464,000
SOUTH STATE BANK · recorded Jun 15, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,840 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,867 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,796
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,071
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,015
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$633,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
55
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyYork
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 522 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Orchard Park Elementary SchoolB-
Elementary · Grades KG–5 · 0.7 mi
H
Fort Mill High SchoolA+
High · Grades 9–12 · 1.4 mi
M
Pleasant Knoll Middle SchoolA-
Middle · Grades 6–8 · 1.9 mi

District: York School District 4

Neighborhood · ZIP 29708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.41,392
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,056 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,205
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$159,487
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1020 Gardenia St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in York County
  • Costs more per square foot than 92% of homes in York County
  • Bigger than 83% of homes in York County
  • Among the largest lots in Baxter Village
  • Newer than 92% of homes in Baxter Village

What homes are worth in Fort Mill 29708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$247K$1.3M

This home is worth more than 79% of homes in Fort Mill 29708.

How it measures up in Fort Mill 29708

The dot is this home. The mark in the middle is the typical home in Fort Mill 29708.

Estimated value$829,605
CheaperTypical $592,323Pricier

Pricier than 79% of homes nearby

Price per ft²$279
CheaperTypical $243Pricier

Pricier than 81% of homes nearby

Living area2,976 ft²
SmallerTypical 2,531 ft²Bigger

Bigger than 67% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 96% of homes nearby

Year built2011
OlderTypical 2006Newer

Newer than 70% of homes nearby

How 1020 Gardenia St ranks against every home in each area.
MeasureThis homeBaxter VillageFort Mill 29708York County
Estimated valuepricier than$829,60565% of homes79% of homes93% of homes
Price per ft²pricier than$27948% of homes81% of homes92% of homes
Living areabigger than2,976 ft²65% of homes67% of homes83% of homes
Lot sizebigger than1 acalmost all homes96% of homes81% of homes
Year builtnewer than201192% of homes70% of homes76% of homes

About 1020 Gardenia St

How much is 1020 Gardenia St, Fort Mill, SC worth?

The TopHap Estimate for 1020 Gardenia St, Fort Mill, SC is $829,605 as of Jul 14, 2026. The likely range is $790,197 to $869,013. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1020 Gardenia St, Fort Mill, SC last sell?

1020 Gardenia St, Fort Mill, SC last sold on Jun 15, 2020 for $489,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1020 Gardenia St, Fort Mill, SC?

1020 Gardenia St, Fort Mill, SC has 4 bathrooms, 2,976 square feet of living space and a 1.00-acre lot.

When was 1020 Gardenia St, Fort Mill, SC built?

1020 Gardenia St, Fort Mill, SC was built in 2011, making it 15 years old. The building has 2 stories.

What schools serve 1020 Gardenia St, Fort Mill, SC?

1020 Gardenia St, Fort Mill, SC is assigned to Orchard Park Elementary School (elementary), rated B-; Fort Mill High School (high), rated A+; Pleasant Knoll Middle School (middle), rated A-. All sit in York School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1020 Gardenia St, Fort Mill, SC compare to other homes in Fort Mill 29708?

Among the 13,569 homes in Fort Mill 29708, it is worth more than 79% of them ($829,605 against a typical $592,323), its price per square foot is higher than 81% of them ($279 against a typical $243), it is bigger than 67% of them (2,976 ft² against a typical 2,531 ft²), its lot is bigger than 96% of them (1 ac against a typical 1 ac) and it is newer than 70% of them (2011 against a typical 2006). Measured against all of York County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1020 Gardenia St, Fort Mill, SC?

The 2025 property tax bill for 1020 Gardenia St, Fort Mill, SC was $3,840. The county assessed it at $21,867.

Closest homes

More homes in Fort Mill 29708

Assigned schools

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