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Single Family ResidenceResidential
$168,484$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1020 N RIVER RD SW

BACKUS, MN 56435
3
Beds
1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.85 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$168K
$145K low$192K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$168,484
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$134,787

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$870 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$234,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$102,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$203,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$234,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
55
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCASS
Lot (acres)The size of the land the home sits on, from county records.3.85
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Floor/Wall Furnace
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Beach (Ocean, River Or Lake)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 180 ft²ShedPorch · 60 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pine River-Backus Elementary SchoolC
Elementary · Grades PK–6 · 3.5 mi
M
Pine River-Backus High SchoolC+
Middle · Grades 7–12 · 3.5 mi

District: Pine River-Backus Public School District

Neighborhood · ZIP 56435These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.55%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,298
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,848
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,325
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1020 N River Rd Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Cass County
  • Newer than 69% of homes in Backus 56435

What homes are worth in Backus 56435

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$593K

This home is worth more than 34% of homes in Backus 56435.

How it measures up in Backus 56435

The dot is this home. The mark in the middle is the typical home in Backus 56435.

Estimated value$168,484
CheaperTypical $208,723Pricier

Pricier than 34% of homes nearby

Price per ft²$167
CheaperTypical $173Pricier

Pricier than 47% of homes nearby

Living area1,008 ft²
SmallerTypical 1,056 ft²Bigger

Bigger than 46% of homes nearby

Lot size3.85 ac
SmallerTypical 3.5 acBigger

Bigger than 52% of homes nearby

Year built1998
OlderTypical 1986Newer

Newer than 69% of homes nearby

How 1020 N River Rd Sw ranks against every home in each area.
MeasureThis homeBackus 56435Cass County
Estimated valuepricier than$168,48434% of homes28% of homes
Price per ft²pricier than$16747% of homes41% of homes
Living areabigger than1,008 ft²46% of homes39% of homes
Lot sizebigger than3.85 ac52% of homes57% of homes
Year builtnewer than199869% of homes66% of homes

About 1020 N River Rd Sw

How much is 1020 N River Rd Sw, Backus, MN worth?

The TopHap Estimate for 1020 N River Rd Sw, Backus, MN is $168,484 as of Jul 14, 2026. The likely range is $145,101 to $191,867. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1020 N River Rd Sw, Backus, MN last sell?

1020 N River Rd Sw, Backus, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1020 N River Rd Sw, Backus, MN?

1020 N River Rd Sw, Backus, MN has 3 bedrooms, 1 bathrooms, 1,008 square feet of living space and a 3.85-acre lot.

When was 1020 N River Rd Sw, Backus, MN built?

1020 N River Rd Sw, Backus, MN was built in 1998, making it 28 years old. It is a ranch home. The building has 1 story.

What schools serve 1020 N River Rd Sw, Backus, MN?

1020 N River Rd Sw, Backus, MN is assigned to Pine River-Backus Elementary School (elementary), rated C; Pine River-Backus High School (middle), rated C+. All sit in Pine River-Backus Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1020 N River Rd Sw, Backus, MN compare to other homes in Backus 56435?

Among the 2,479 homes in Backus 56435, it is worth more than 34% of them ($168,484 against a typical $208,723), its price per square foot is higher than 47% of them ($167 against a typical $173), it is bigger than 46% of them (1,008 ft² against a typical 1,056 ft²), its lot is bigger than 52% of them (3.85 ac against a typical 3.5 ac) and it is newer than 69% of them (1998 against a typical 1986). Measured against all of Cass County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1020 N River Rd Sw, Backus, MN?

The 2025 property tax bill for 1020 N River Rd Sw, Backus, MN was $870. The county assessed it at $234,200.

More homes on N River Rd Sw

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Assigned schools

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