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Single Family ResidenceResidential
$413,119$339 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $245,000 on Aug 12, 2019

1020 RIVER TERRACE DR

JOHNSBURG, IL 60051
3 / 2
Baths
1,218 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$413K
$392K low$434K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,000 · Aug 12, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,819
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,055
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$229,300
UNITED FIDELITY FUNDING CORP · 3.37% · recorded Mar 25, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
BAXTER CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,680 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$117,253 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,610
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$75,643
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,046
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,759

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.117 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyMcHenry
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 700 ft²Patio · 56 ft²Porch · 144 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Johnsburg Jr High SchoolC
Middle · Grades 6–8 · 1.1 mi
H
Johnsburg High SchoolC-
High · Grades 9–12 · 1.4 mi
E
Ringwood School Primary Center
Elementary · Grades PK–2 · 4.2 mi

District: Johnsburg Community Unit School District 12

Neighborhood · ZIP 60051These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.24,760
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.707 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,789
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1020 River Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in McHenry 60051
  • Costs more per square foot than 98% of homes in McHenry County
  • Smaller than 79% of homes in McHenry County
  • Older than 95% of homes in McHenry 60051

What homes are worth in McHenry 60051

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$801K

This home is worth more than 69% of homes in McHenry 60051.

How it measures up in McHenry 60051

The dot is this home. The mark in the middle is the typical home in McHenry 60051.

Estimated value$413,119
CheaperTypical $312,944Pricier

Pricier than 69% of homes nearby

Price per ft²$339
CheaperTypical $215Pricier

Pricier than 96% of homes nearby

Living area1,218 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.24 ac
SmallerTypical 0.27 acBigger

Bigger than 41% of homes nearby

Year built1927
OlderTypical 1979Newer

Newer than 5% of homes nearby

How 1020 River Terrace Dr ranks against every home in each area.
MeasureThis homeMcHenry 60051McHenry County
Estimated valuepricier than$413,11969% of homes63% of homes
Price per ft²pricier than$33996% of homes98% of homes
Living areabigger than1,218 ft²34% of homes21% of homes
Lot sizebigger than0.24 ac41% of homes44% of homes
Year builtnewer than19275% of homes5% of homes

About 1020 River Terrace Dr

How much is 1020 River Terrace Dr, Johnsburg, IL worth?

The TopHap Estimate for 1020 River Terrace Dr, Johnsburg, IL is $413,119 as of Jul 14, 2026. The likely range is $392,032 to $434,206. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1020 River Terrace Dr, Johnsburg, IL last sell?

1020 River Terrace Dr, Johnsburg, IL last sold on Aug 12, 2019 for $245,000, according to the county's recorded deed.

How big is 1020 River Terrace Dr, Johnsburg, IL?

1020 River Terrace Dr, Johnsburg, IL has 3 bathrooms, 1,218 square feet of living space and a 0.24-acre lot.

When was 1020 River Terrace Dr, Johnsburg, IL built?

1020 River Terrace Dr, Johnsburg, IL was built in 1927, making it 99 years old. It is a a-frame home. The building has 1 story.

What schools serve 1020 River Terrace Dr, Johnsburg, IL?

1020 River Terrace Dr, Johnsburg, IL is assigned to Johnsburg Jr High School (middle), rated C; Johnsburg High School (high), rated C-; Ringwood School Primary Center (elementary). All sit in Johnsburg Community Unit School District 12. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1020 River Terrace Dr, Johnsburg, IL compare to other homes in McHenry 60051?

Among the 10,263 homes in McHenry 60051, it is worth more than 69% of them ($413,119 against a typical $312,944), its price per square foot is higher than 96% of them ($339 against a typical $215), it is bigger than 34% of them (1,218 ft² against a typical 1,480 ft²), its lot is bigger than 41% of them (0.24 ac against a typical 0.27 ac) and it is newer than 5% of them (1927 against a typical 1979). Measured against all of McHenry County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1020 River Terrace Dr, Johnsburg, IL?

The 2024 property tax bill for 1020 River Terrace Dr, Johnsburg, IL was $7,680. The county assessed it at $117,253.

Closest homes

More homes in Johnsburg 60051

Assigned schools

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