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Single Family ResidenceResidential
$372,390$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $194,900 on Nov 25, 2019

1020 RIVERCLIFT DR

COVINGTON, GA 30016
4
Beds
3 / 1
Baths
2,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Oct 6, 2026.

Valuation

$372K
$342K low$402K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$194,900 · Nov 25, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$130,948
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,758
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$191,369
SOUTHERN SEC MTG · recorded Dec 3, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,132
US DEPARTMENT OF HOUSING AND URBAN DEVEL
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$9,941

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,897 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$148,440 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$126,080
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$140,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$371,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
38
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRockdale
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.0.59
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 192 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(8)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ray Davis Middle SchoolC
Middle · Grades 6–8 · 5.1 mi
H
Salem High SchoolD-
High · Grades 9–12 · 5.3 mi
E
Lorraine Elementary SchoolB-
Elementary · Grades PK–5 · 5.3 mi

District: Rockdale County School District

Neighborhood · ZIP 30016These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.70
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.66,243
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.709 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,128
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,548
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1020 Riverclift Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Covington 30016
  • Costs more per square foot than 73% of homes in Rockdale County
  • Bigger than 77% of homes in Covington 30016
  • Newer than 67% of homes in Rockdale County

What homes are worth in Covington 30016

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$505K

This home is worth more than 89% of homes in Covington 30016.

How it measures up in Covington 30016

The dot is this home. The mark in the middle is the typical home in Covington 30016.

Estimated value$372,390
CheaperTypical $278,402Pricier

Pricier than 89% of homes nearby

Price per ft²$161
CheaperTypical $153Pricier

Pricier than 61% of homes nearby

Living area2,320 ft²
SmallerTypical 1,733 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.59 ac
SmallerTypical 0.61 acBigger

Bigger than 40% of homes nearby

Year built1999
OlderTypical 2001Newer

Newer than 40% of homes nearby

How 1020 Riverclift Dr ranks against every home in each area.
MeasureThis homeCovington 30016Rockdale County
Estimated valuepricier than$372,39089% of homes74% of homes
Price per ft²pricier than$16161% of homes73% of homes
Living areabigger than2,320 ft²77% of homes63% of homes
Lot sizebigger than0.59 ac40% of homes58% of homes
Year builtnewer than199940% of homes67% of homes

About 1020 Riverclift Dr

How much is 1020 Riverclift Dr, Covington, GA worth?

The TopHap Estimate for 1020 Riverclift Dr, Covington, GA is $372,390 as of Jul 14, 2026. The likely range is $342,373 to $402,407. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1020 Riverclift Dr, Covington, GA last sell?

1020 Riverclift Dr, Covington, GA last sold on Nov 25, 2019 for $194,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1020 Riverclift Dr, Covington, GA?

1020 Riverclift Dr, Covington, GA has 4 bedrooms, 3 bathrooms, 2,320 square feet of living space and a 0.59-acre lot.

When was 1020 Riverclift Dr, Covington, GA built?

1020 Riverclift Dr, Covington, GA was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 1020 Riverclift Dr, Covington, GA?

1020 Riverclift Dr, Covington, GA is assigned to Ray Davis Middle School (middle), rated C; Salem High School (high), rated D-; Lorraine Elementary School (elementary), rated B-. All sit in Rockdale County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1020 Riverclift Dr, Covington, GA compare to other homes in Covington 30016?

Among the 21,684 homes in Covington 30016, it is worth more than 89% of them ($372,390 against a typical $278,402), its price per square foot is higher than 61% of them ($161 against a typical $153), it is bigger than 77% of them (2,320 ft² against a typical 1,733 ft²), its lot is bigger than 40% of them (0.59 ac against a typical 0.61 ac) and it is newer than 40% of them (1999 against a typical 2001). Measured against all of Rockdale County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1020 Riverclift Dr, Covington, GA?

The 2025 property tax bill for 1020 Riverclift Dr, Covington, GA was $5,897. The county assessed it at $148,440.

Closest homes

More homes in Covington 30016

Assigned schools

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