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Single Family ResidenceResidential
$160,945$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $135,400 on May 6, 2021

1020 ROSE ST

WACO, TX 76704
4
Beds
2
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$161K
$143K low$179K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,400 · May 6, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$47,230
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$37,784
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$108,300
EUSTIS MORTGAGE CORP · recorded May 6, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,415
THE BANK OF NEW YORK MELLON TRUST CO NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,907 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,398 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$145,816
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,520

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMCLENNAN
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 32 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J.H. Hines Elementary SchoolD-
Elementary · Grades PK–5 · 0.5 mi
M
G.W. Carver Middle SchoolF
Middle · Grades 6–8 · 0.8 mi
H
Waco High SchoolD+
High · Grades 9–12 · 4.0 mi

District: Waco Independent School District

Neighborhood · ZIP 76704These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.171
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.140
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.41%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,167
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,410 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$30,650
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$38,583
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1020 Rose St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in McLennan County
  • Costs less per square foot than 78% of homes in McLennan County
  • Smaller than 81% of homes in McLennan County
  • Has a bigger lot than 94% of homes in Waco 76704
  • Newer than 87% of homes in Carver

What homes are worth in Waco 76704

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$323K

This home is worth more than 57% of homes in Waco 76704.

How it measures up in Waco 76704

The dot is this home. The mark in the middle is the typical home in Waco 76704.

Estimated value$160,945
CheaperTypical $146,803Pricier

Pricier than 57% of homes nearby

Price per ft²$140
CheaperTypical $132Pricier

Pricier than 61% of homes nearby

Living area1,152 ft²
SmallerTypical 1,117 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.35 ac
SmallerTypical 0.16 acBigger

Bigger than 94% of homes nearby

Year built2003
OlderTypical 1954Newer

Newer than 86% of homes nearby

How 1020 Rose St ranks against every home in each area.
MeasureThis homeCarverWaco 76704McLennan County
Estimated valuepricier than$160,94550% of homes57% of homes17% of homes
Price per ft²pricier than$14061% of homes61% of homes22% of homes
Living areabigger than1,152 ft²48% of homes55% of homes19% of homes
Lot sizebigger than0.35 ac93% of homes94% of homes60% of homes
Year builtnewer than200387% of homes86% of homes75% of homes

About 1020 Rose St

How much is 1020 Rose St, Waco, TX worth?

The TopHap Estimate for 1020 Rose St, Waco, TX is $160,945 as of Jul 14, 2026. The likely range is $143,272 to $178,618. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1020 Rose St, Waco, TX last sell?

1020 Rose St, Waco, TX last sold on May 6, 2021 for $135,400, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1020 Rose St, Waco, TX?

1020 Rose St, Waco, TX has 4 bedrooms, 2 bathrooms, 1,152 square feet of living space and a 0.35-acre lot.

When was 1020 Rose St, Waco, TX built?

1020 Rose St, Waco, TX was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 1020 Rose St, Waco, TX?

1020 Rose St, Waco, TX is assigned to J.H. Hines Elementary School (elementary), rated D-; G.W. Carver Middle School (middle), rated F; Waco High School (high), rated D+. All sit in Waco Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1020 Rose St, Waco, TX compare to other homes in Waco 76704?

Among the 2,357 homes in Waco 76704, it is worth more than 57% of them ($160,945 against a typical $146,803), its price per square foot is higher than 61% of them ($140 against a typical $132), it is bigger than 55% of them (1,152 ft² against a typical 1,117 ft²), its lot is bigger than 94% of them (0.35 ac against a typical 0.16 ac) and it is newer than 86% of them (2003 against a typical 1954). Measured against all of McLennan County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1020 Rose St, Waco, TX?

The 2024 property tax bill for 1020 Rose St, Waco, TX was $1,907. The county assessed it at $160,398.

Closest homes

More homes in Waco 76704

Assigned schools

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