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Rural ResidenceResidential
$787,910$485 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1021 RIVER RIDGE LN

SAINT THOMAS, MO 65076
3
Beds
2
Baths
1,624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$788K
$628K low$948K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$787,910
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$630,328

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,063 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$34,480 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,740
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCOLE
Lot (acres)The size of the land the home sits on, from county records.10.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Blair Oaks Middle SchoolA
Middle · Grades 6–8 · 6.7 mi
H
Blair Oaks High SchoolA+
High · Grades 9–12 · 6.7 mi
E
Blair Oaks Elementary School
Elementary · Grades PK–2 · 6.8 mi

District: Blair Oaks R-Ii School District

Neighborhood · ZIP 65076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.659
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,821
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,370
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1021 River Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Saint Thomas 65076
  • Among the highest price per square foot in Cole County
  • Has a bigger lot than 93% of homes in Cole County
  • Newer than 75% of homes in Saint Thomas 65076

What homes are worth in Saint Thomas 65076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$740K

This home is worth more than almost all homes in Saint Thomas 65076.

How it measures up in Saint Thomas 65076

The dot is this home. The mark in the middle is the typical home in Saint Thomas 65076.

Estimated value$787,910
CheaperTypical $340,613Pricier

Pricier than almost all homes nearby

Price per ft²$485
CheaperTypical $190Pricier

Pricier than 98% of homes nearby

Living area1,624 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 48% of homes nearby

Lot size10.14 ac
SmallerTypical 3.79 acBigger

Bigger than 71% of homes nearby

Year built1997
OlderTypical 1978Newer

Newer than 75% of homes nearby

How 1021 River Ridge Ln ranks against every home in each area.
MeasureThis homeSaint Thomas 65076Cole County
Estimated valuepricier than$787,910almost all homes98% of homes
Price per ft²pricier than$48598% of homesalmost all homes
Living areabigger than1,624 ft²48% of homes53% of homes
Lot sizebigger than10.14 ac71% of homes93% of homes
Year builtnewer than199775% of homes75% of homes

About 1021 River Ridge Ln

How much is 1021 River Ridge Ln, Saint Thomas, MO worth?

The TopHap Estimate for 1021 River Ridge Ln, Saint Thomas, MO is $787,910 as of Jul 14, 2026. The likely range is $628,053 to $947,766. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1021 River Ridge Ln, Saint Thomas, MO last sell?

1021 River Ridge Ln, Saint Thomas, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1021 River Ridge Ln, Saint Thomas, MO?

1021 River Ridge Ln, Saint Thomas, MO has 3 bedrooms, 2 bathrooms, 1,624 square feet of living space and a 10.14-acre lot.

When was 1021 River Ridge Ln, Saint Thomas, MO built?

1021 River Ridge Ln, Saint Thomas, MO was built in 1997, making it 29 years old. It is a traditional/old home. The building has 1 story.

What schools serve 1021 River Ridge Ln, Saint Thomas, MO?

1021 River Ridge Ln, Saint Thomas, MO is assigned to Blair Oaks Middle School (middle), rated A; Blair Oaks High School (high), rated A+; Blair Oaks Elementary School (elementary). All sit in Blair Oaks R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1021 River Ridge Ln, Saint Thomas, MO compare to other homes in Saint Thomas 65076?

Among the 274 homes in Saint Thomas 65076, it is worth more than almost all of them ($787,910 against a typical $340,613), its price per square foot is higher than 98% of them ($485 against a typical $190), it is bigger than 48% of them (1,624 ft² against a typical 1,680 ft²), its lot is bigger than 71% of them (10.14 ac against a typical 3.79 ac) and it is newer than 75% of them (1997 against a typical 1978). Measured against all of Cole County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1021 River Ridge Ln, Saint Thomas, MO?

The 2025 property tax bill for 1021 River Ridge Ln, Saint Thomas, MO was $2,063. The county assessed it at $34,480.

More homes on River Ridge Ln

Closest homes

More homes in Saint Thomas 65076

Assigned schools

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