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Single Family ResidenceResidential
$700,764$265 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $261,000 on Apr 2, 2007

1022 W 45TH ST

RICHMOND, VA 23225
4
Beds
2
Baths
2,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$701K
$617K low$785K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$261,000 · Apr 2, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$384,014
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$307,211
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$259,000
CAPITAL CENTER LLC · recorded Nov 1, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$57,750
WELLS FARGO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,212 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$601,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$79,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$522,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$555,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$601,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyRICHMOND CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 203 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westover Hills Elementary SchoolD-
Elementary · Grades KG–5 · 0.5 mi
M
Lucille M. Brown Middle SchoolF
Middle · Grades 6–8 · 1.6 mi
H
Huguenot High SchoolD-
High · Grades 9–12 · 3.3 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23225These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.42,106
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,843 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,188
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,140
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1022 W 45th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Forest Hill Terrace
  • Costs more per square foot than 93% of homes in Richmond 23225
  • Bigger than 93% of homes in Forest Hill Terrace
  • Has a smaller lot than 70% of homes in Richmond 23225
  • Older than 74% of homes in Richmond 23225

What homes are worth in Richmond 23225

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$700K

This home is worth more than 98% of homes in Richmond 23225.

How it measures up in Richmond 23225

The dot is this home. The mark in the middle is the typical home in Richmond 23225.

Estimated value$700,764
CheaperTypical $256,701Pricier

Pricier than 98% of homes nearby

Price per ft²$265
CheaperTypical $166Pricier

Pricier than 93% of homes nearby

Living area2,640 ft²
SmallerTypical 1,554 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.21 ac
SmallerTypical 0.28 acBigger

Bigger than 30% of homes nearby

Year built1948
OlderTypical 1958Newer

Newer than 26% of homes nearby

How 1022 W 45th St ranks against every home in each area.
MeasureThis homeForest Hill TerraceRichmond 23225Richmond city County
Estimated valuepricier than$700,76498% of homes98% of homes93% of homes
Price per ft²pricier than$26589% of homes93% of homes84% of homes
Living areabigger than2,640 ft²93% of homes91% of homes86% of homes
Lot sizebigger than0.21 ac54% of homes30% of homes65% of homes
Year builtnewer than194853% of homes26% of homes51% of homes

About 1022 W 45th St

How much is 1022 W 45th St, Richmond, VA worth?

The TopHap Estimate for 1022 W 45th St, Richmond, VA is $700,764 as of Jun 23, 2026. The likely range is $616,672 to $784,855. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1022 W 45th St, Richmond, VA last sell?

1022 W 45th St, Richmond, VA last sold on Apr 2, 2007 for $261,000, according to the county's recorded deed.

How big is 1022 W 45th St, Richmond, VA?

1022 W 45th St, Richmond, VA has 4 bedrooms, 2 bathrooms, 2,640 square feet of living space and a 0.21-acre lot.

When was 1022 W 45th St, Richmond, VA built?

1022 W 45th St, Richmond, VA was built in 1948, making it 78 years old. It is a colonial home. The building has 2 stories.

What schools serve 1022 W 45th St, Richmond, VA?

1022 W 45th St, Richmond, VA is assigned to Westover Hills Elementary School (elementary), rated D-; Lucille M. Brown Middle School (middle), rated F; Huguenot High School (high), rated D-. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1022 W 45th St, Richmond, VA compare to other homes in Richmond 23225?

Among the 10,792 homes in Richmond 23225, it is worth more than 98% of them ($700,764 against a typical $256,701), its price per square foot is higher than 93% of them ($265 against a typical $166), it is bigger than 91% of them (2,640 ft² against a typical 1,554 ft²), its lot is bigger than 30% of them (0.21 ac against a typical 0.28 ac) and it is newer than 26% of them (1948 against a typical 1958). Measured against all of Richmond city County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1022 W 45th St, Richmond, VA?

The 2026 property tax bill for 1022 W 45th St, Richmond, VA was $7,212. The county assessed it at $601,000.

Closest homes

More homes in Richmond 23225

Assigned schools

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