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Single Family ResidenceResidential
$113,544$109 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10229 S STATE HIGHWAY 23

RATCLIFF, AR 72951
1
Baths
1,038 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$114K
$86K low$141K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$90,544
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,435
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$23,000
FIRST WESTERN BANK · recorded Jan 12, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$465 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,220 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$51,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 80 ft²Porch · 54 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
County Line High SchoolB
Middle · Grades 7–12 · 3.8 mi
E
County Line Elementary SchoolB
Elementary · Grades PK–6 · 3.9 mi

District: County Line School District

Neighborhood · ZIP 72951These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.127
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.667
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,762
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,691
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10229 S State Highway 23 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Franklin County
  • Costs more per square foot than 71% of homes in Ratcliff 72951
  • Smaller than 83% of homes in Ratcliff 72951
  • Has a bigger lot than 67% of homes in Ratcliff 72951
  • Older than 71% of homes in Ratcliff 72951

What homes are worth in Ratcliff 72951

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$403K

This home is worth more than 34% of homes in Ratcliff 72951.

How it measures up in Ratcliff 72951

The dot is this home. The mark in the middle is the typical home in Ratcliff 72951.

Estimated value$113,544
CheaperTypical $134,063Pricier

Pricier than 34% of homes nearby

Price per ft²$109
CheaperTypical $91Pricier

Pricier than 71% of homes nearby

Living area1,038 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 17% of homes nearby

Lot size5 ac
SmallerTypical 2.28 acBigger

Bigger than 67% of homes nearby

Year built1971
OlderTypical 1986Newer

Newer than 29% of homes nearby

How 10229 S State Highway 23 ranks against every home in each area.
MeasureThis homeRatcliff 72951Franklin County
Estimated valuepricier than$113,54434% of homes31% of homes
Price per ft²pricier than$10971% of homes52% of homes
Living areabigger than1,038 ft²17% of homes20% of homes
Lot sizebigger than5 ac67% of homes63% of homes
Year builtnewer than197129% of homes29% of homes

About 10229 S State Highway 23

How much is 10229 S State Highway 23, Ratcliff, AR worth?

The TopHap Estimate for 10229 S State Highway 23, Ratcliff, AR is $113,544 as of Jul 14, 2026. The likely range is $86,212 to $140,876. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10229 S State Highway 23, Ratcliff, AR last sell?

10229 S State Highway 23, Ratcliff, AR last sold on May 2, 2000, according to the county's recorded deed.

How big is 10229 S State Highway 23, Ratcliff, AR?

10229 S State Highway 23, Ratcliff, AR has 1 bathrooms, 1,038 square feet of living space and a 5.00-acre lot.

When was 10229 S State Highway 23, Ratcliff, AR built?

10229 S State Highway 23, Ratcliff, AR was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 10229 S State Highway 23, Ratcliff, AR?

10229 S State Highway 23, Ratcliff, AR is assigned to County Line High School (middle), rated B; County Line Elementary School (elementary), rated B. All sit in County Line School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10229 S State Highway 23, Ratcliff, AR compare to other homes in Ratcliff 72951?

Among the 418 homes in Ratcliff 72951, it is worth more than 34% of them ($113,544 against a typical $134,063), its price per square foot is higher than 71% of them ($109 against a typical $91), it is bigger than 17% of them (1,038 ft² against a typical 1,472 ft²), its lot is bigger than 67% of them (5 ac against a typical 2.28 ac) and it is newer than 29% of them (1971 against a typical 1986). Measured against all of Franklin County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10229 S State Highway 23, Ratcliff, AR?

The 2025 property tax bill for 10229 S State Highway 23, Ratcliff, AR was $465. The county assessed it at $10,220.

Closest homes

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Assigned schools

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