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Rural ResidenceResidential
$281,834$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $249,799 on May 17, 2023

3933 PHILLIPS LN

RATCLIFF, AR 72951
2.5
Baths
1,420 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$282K
$235K low$328K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$249,799 · May 17, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$57,015
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$45,612
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$224,819
FIRSTTRUST HOME LOANS INC · recorded May 17, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$241 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,920 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,780
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$99,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
59
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.9.60
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 180 ft²Porch · 350 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
County Line High SchoolB
Middle · Grades 7–12 · 3.7 mi
E
County Line Elementary SchoolB
Elementary · Grades PK–6 · 3.8 mi

District: County Line School District

Neighborhood · ZIP 72951These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.127
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.667
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,762
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,691
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3933 Phillips Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Ratcliff 72951
  • Costs more per square foot than 98% of homes in Ratcliff 72951
  • Has a bigger lot than 76% of homes in Ratcliff 72951
  • Newer than 72% of homes in Ratcliff 72951

What homes are worth in Ratcliff 72951

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$403K

This home is worth more than 93% of homes in Ratcliff 72951.

How it measures up in Ratcliff 72951

The dot is this home. The mark in the middle is the typical home in Ratcliff 72951.

Estimated value$281,834
CheaperTypical $134,063Pricier

Pricier than 93% of homes nearby

Price per ft²$198
CheaperTypical $91Pricier

Pricier than 98% of homes nearby

Living area1,420 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 45% of homes nearby

Lot size9.6 ac
SmallerTypical 2.28 acBigger

Bigger than 76% of homes nearby

Year built1996
OlderTypical 1986Newer

Newer than 72% of homes nearby

How 3933 Phillips Ln ranks against every home in each area.
MeasureThis homeRatcliff 72951Franklin County
Estimated valuepricier than$281,83493% of homes84% of homes
Price per ft²pricier than$19898% of homes93% of homes
Living areabigger than1,420 ft²45% of homes50% of homes
Lot sizebigger than9.6 ac76% of homes72% of homes
Year builtnewer than199672% of homes65% of homes

About 3933 Phillips Ln

How much is 3933 Phillips Ln, Ratcliff, AR worth?

The TopHap Estimate for 3933 Phillips Ln, Ratcliff, AR is $281,834 as of Jul 14, 2026. The likely range is $235,384 to $328,284. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3933 Phillips Ln, Ratcliff, AR last sell?

3933 Phillips Ln, Ratcliff, AR last sold on May 17, 2023 for $249,799, according to the county's recorded deed.

How big is 3933 Phillips Ln, Ratcliff, AR?

3933 Phillips Ln, Ratcliff, AR has 2.5 bathrooms, 1,420 square feet of living space and a 9.60-acre lot.

When was 3933 Phillips Ln, Ratcliff, AR built?

3933 Phillips Ln, Ratcliff, AR was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 3933 Phillips Ln, Ratcliff, AR?

3933 Phillips Ln, Ratcliff, AR is assigned to County Line High School (middle), rated B; County Line Elementary School (elementary), rated B. All sit in County Line School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3933 Phillips Ln, Ratcliff, AR compare to other homes in Ratcliff 72951?

Among the 418 homes in Ratcliff 72951, it is worth more than 93% of them ($281,834 against a typical $134,063), its price per square foot is higher than 98% of them ($198 against a typical $91), it is bigger than 45% of them (1,420 ft² against a typical 1,472 ft²), its lot is bigger than 76% of them (9.6 ac against a typical 2.28 ac) and it is newer than 72% of them (1996 against a typical 1986). Measured against all of Franklin County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3933 Phillips Ln, Ratcliff, AR?

The 2025 property tax bill for 3933 Phillips Ln, Ratcliff, AR was $241. The county assessed it at $19,920.

Closest homes

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Assigned schools

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