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Single Family ResidenceResidential
$346,610$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

10235 S OAK RD

ROSCOMMON, MI 48653
3
Beds
2
Baths
2,124 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$347K
$312K low$381K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$136,110
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,888
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,500
QUICKEN LOANS INC · recorded May 21, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,914 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$166,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$161,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$333,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.78 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCRAWFORD
Lot (acres)The size of the land the home sits on, from county records.5.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Grayling Middle SchoolB-
Middle · Grades 5–8 · 8.8 mi
E
Grayling Elementary SchoolB-
Elementary · Grades PK–4 · 8.9 mi
H
Grayling High SchoolB+
High · Grades 9–12 · 11.3 mi

District: Crawford Ausable Schools

Neighborhood · ZIP 48653These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.46%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.8,693
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,129
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,277
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10235 S Oak Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Roscommon 48653
  • Bigger than 91% of homes in Roscommon 48653
  • Has a bigger lot than 89% of homes in Roscommon 48653
  • Newer than 74% of homes in Roscommon 48653

What homes are worth in Roscommon 48653

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$1.3M

This home is worth more than 78% of homes in Roscommon 48653.

How it measures up in Roscommon 48653

The dot is this home. The mark in the middle is the typical home in Roscommon 48653.

Estimated value$346,610
CheaperTypical $207,852Pricier

Pricier than 78% of homes nearby

Price per ft²$163
CheaperTypical $184Pricier

Pricier than 36% of homes nearby

Living area2,124 ft²
SmallerTypical 1,192 ft²Bigger

Bigger than 91% of homes nearby

Lot size5 ac
SmallerTypical 0.5 acBigger

Bigger than 89% of homes nearby

Year built1993
OlderTypical 1977Newer

Newer than 74% of homes nearby

How 10235 S Oak Rd ranks against every home in each area.
MeasureThis homeRoscommon 48653
Estimated valuepricier than$346,61078% of homes
Price per ft²pricier than$16336% of homes
Living areabigger than2,124 ft²91% of homes
Lot sizebigger than5 ac89% of homes
Year builtnewer than199374% of homes

About 10235 S Oak Rd

How much is 10235 S Oak Rd, Roscommon, MI worth?

The TopHap Estimate for 10235 S Oak Rd, Roscommon, MI is $346,610 as of Jun 23, 2026. The likely range is $311,949 to $381,271. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10235 S Oak Rd, Roscommon, MI last sell?

10235 S Oak Rd, Roscommon, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10235 S Oak Rd, Roscommon, MI?

10235 S Oak Rd, Roscommon, MI has 3 bedrooms, 2 bathrooms, 2,124 square feet of living space and a 5.00-acre lot.

When was 10235 S Oak Rd, Roscommon, MI built?

10235 S Oak Rd, Roscommon, MI was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 10235 S Oak Rd, Roscommon, MI?

10235 S Oak Rd, Roscommon, MI is assigned to Grayling Middle School (middle), rated B-; Grayling Elementary School (elementary), rated B-; Grayling High School (high), rated B+. All sit in Crawford Ausable Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10235 S Oak Rd, Roscommon, MI compare to other homes in Roscommon 48653?

Among the 10,496 homes in Roscommon 48653, it is worth more than 78% of them ($346,610 against a typical $207,852), its price per square foot is higher than 36% of them ($163 against a typical $184), it is bigger than 91% of them (2,124 ft² against a typical 1,192 ft²), its lot is bigger than 89% of them (5 ac against a typical 0.5 ac) and it is newer than 74% of them (1993 against a typical 1977). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10235 S Oak Rd, Roscommon, MI?

The 2025 property tax bill for 10235 S Oak Rd, Roscommon, MI was $2,914. The county assessed it at $166,500.

Closest homes

More homes in Roscommon 48653

Assigned schools

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