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Single Family ResidenceResidential

1028 CHARLO ST

MISSOULA, MT 59802
2
Beds
2
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,941 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$368,990 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$182,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$186,590
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$290,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$368,990

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
20
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyMISSOULA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2021
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Log
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Window A/C
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 64 ft²Porch · 140 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lowell Elementary SchoolD+
Elementary · Grades KG–5 · 0.6 mi
H
Hellgate High SchoolB+
High · Grades 9–12 · 1.8 mi
M
C.S. Porter Middle SchoolC
Middle · Grades 6–8 · 3.1 mi

District: Missoula Elementary School District

Neighborhood · ZIP 59802These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,246
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.396 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,487
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,798
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1028 Charlo St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 72% of homes in Missoula County
  • Has a smaller lot than 89% of homes in Missoula County

How it measures up in Missoula 59802

The dot is this home. The mark in the middle is the typical home in Missoula 59802.

Living area1,280 ft²
SmallerTypical 1,677 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.1 ac
SmallerTypical 0.21 acBigger

Bigger than 19% of homes nearby

Year built1976
OlderTypical 1975Newer

Newer than 54% of homes nearby

How 1028 Charlo St ranks against every home in each area.
MeasureThis homeNorthsideMissoula 59802Missoula County
Living areabigger than1,280 ft²52% of homes35% of homes28% of homes
Lot sizebigger than0.1 ac52% of homes19% of homes11% of homes
Year builtnewer than197647% of homes54% of homes40% of homes

About 1028 Charlo St

When did 1028 Charlo St, Missoula, MT last sell?

1028 Charlo St, Missoula, MT last sold on Apr 25, 2024, according to the county's recorded deed.

How big is 1028 Charlo St, Missoula, MT?

1028 Charlo St, Missoula, MT has 2 bedrooms, 2 bathrooms, 1,280 square feet of living space and a 0.10-acre lot.

When was 1028 Charlo St, Missoula, MT built?

1028 Charlo St, Missoula, MT was built in 1976, making it 50 years old. It is a rustic home. The building has 1 story.

What schools serve 1028 Charlo St, Missoula, MT?

1028 Charlo St, Missoula, MT is assigned to Lowell Elementary School (elementary), rated D+; Hellgate High School (high), rated B+; C.S. Porter Middle School (middle), rated C. All sit in Missoula Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1028 Charlo St, Missoula, MT compare to other homes in Missoula 59802?

Among the 6,839 homes in Missoula 59802, it is bigger than 35% of them (1,280 ft² against a typical 1,677 ft²), its lot is bigger than 19% of them (0.1 ac against a typical 0.21 ac) and it is newer than 54% of them (1976 against a typical 1975). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1028 Charlo St, Missoula, MT?

The 2025 property tax bill for 1028 Charlo St, Missoula, MT was $2,941. The county assessed it at $368,990.

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