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Single Family ResidenceResidential
$114,035$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $135,000 on Aug 21, 2026

10281 ROUTE 430

FINDLEY LAKE, NY 14736
3
Beds
1
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$114K
$94K low$134K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Aug 21, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,010 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$58,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$83,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$86,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCHAUTAUQUA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.1.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 257 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clymer Central SchoolB-
Elementary · Grades PK–12 · 8.7 mi

District: Clymer Central School District

Neighborhood · ZIP 14736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.66
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,141
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,892
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10281 Route 430 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Findley Lake 14736
  • Costs less per square foot than 88% of homes in Findley Lake 14736
  • Smaller than 78% of homes in Chautauqua County
  • Has a bigger lot than 71% of homes in Findley Lake 14736
  • Newer than 67% of homes in Chautauqua County

What homes are worth in Findley Lake 14736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$989K

This home is worth more than 4% of homes in Findley Lake 14736.

How it measures up in Findley Lake 14736

The dot is this home. The mark in the middle is the typical home in Findley Lake 14736.

Estimated value$114,035
CheaperTypical $362,512Pricier

Pricier than 4% of homes nearby

Price per ft²$99
CheaperTypical $234Pricier

Pricier than 12% of homes nearby

Living area1,152 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 24% of homes nearby

Lot size1 ac
SmallerTypical 0.38 acBigger

Bigger than 71% of homes nearby

Year built1960
OlderTypical 1959Newer

Newer than 55% of homes nearby

How 10281 Route 430 ranks against every home in each area.
MeasureThis homeFindley Lake 14736Chautauqua County
Estimated valuepricier than$114,0354% of homes28% of homes
Price per ft²pricier than$9912% of homes43% of homes
Living areabigger than1,152 ft²24% of homes22% of homes
Lot sizebigger than1 ac71% of homes67% of homes
Year builtnewer than196055% of homes67% of homes

About 10281 Route 430

How much is 10281 Route 430, Findley Lake, NY worth?

The TopHap Estimate for 10281 Route 430, Findley Lake, NY is $114,035 as of Oct 21, 2026. The likely range is $93,895 to $134,175. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10281 Route 430, Findley Lake, NY last sell?

10281 Route 430, Findley Lake, NY last sold on Aug 21, 2026 for $135,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10281 Route 430, Findley Lake, NY?

10281 Route 430, Findley Lake, NY has 3 bedrooms, 1 bathrooms, 1,152 square feet of living space and a 1.00-acre lot.

When was 10281 Route 430, Findley Lake, NY built?

10281 Route 430, Findley Lake, NY was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 10281 Route 430, Findley Lake, NY?

10281 Route 430, Findley Lake, NY is assigned to Clymer Central School (elementary), rated B-. All sit in Clymer Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10281 Route 430, Findley Lake, NY compare to other homes in Findley Lake 14736?

Among the 406 homes in Findley Lake 14736, it is worth more than 4% of them ($114,035 against a typical $362,512), its price per square foot is higher than 12% of them ($99 against a typical $234), it is bigger than 24% of them (1,152 ft² against a typical 1,540 ft²), its lot is bigger than 71% of them (1 ac against a typical 0.38 ac) and it is newer than 55% of them (1960 against a typical 1959). Measured against all of Chautauqua County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10281 Route 430, Findley Lake, NY?

The 2026 property tax bill for 10281 Route 430, Findley Lake, NY was $2,010. The county assessed it at $83,000.

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