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Single Family ResidenceResidential
$285,238$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

10516 ROUTE 430

FINDLEY LAKE, NY 14736
3
Beds
2
Baths
1,354 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$285K
$249K low$321K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,330 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$180,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$113,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$180,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$180,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.192 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyChautauqua
Lot (acres)The size of the land the home sits on, from county records.12.60
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 32 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clymer Central SchoolB-
Elementary · Grades PK–12 · 9.1 mi

District: Clymer Central School District

Neighborhood · ZIP 14736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.66
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,141
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,892
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10516 Route 430 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Chautauqua County
  • Costs more per square foot than 89% of homes in Chautauqua County
  • Has a bigger lot than 95% of homes in Findley Lake 14736
  • Newer than 94% of homes in Chautauqua County

What homes are worth in Findley Lake 14736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$989K

This home is worth more than 36% of homes in Findley Lake 14736.

How it measures up in Findley Lake 14736

The dot is this home. The mark in the middle is the typical home in Findley Lake 14736.

Estimated value$285,238
CheaperTypical $362,512Pricier

Pricier than 36% of homes nearby

Price per ft²$211
CheaperTypical $234Pricier

Pricier than 45% of homes nearby

Living area1,354 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 36% of homes nearby

Lot size12.6 ac
SmallerTypical 0.38 acBigger

Bigger than 95% of homes nearby

Year built2003
OlderTypical 1959Newer

Newer than 89% of homes nearby

How 10516 Route 430 ranks against every home in each area.
MeasureThis homeFindley Lake 14736Chautauqua County
Estimated valuepricier than$285,23836% of homes83% of homes
Price per ft²pricier than$21145% of homes89% of homes
Living areabigger than1,354 ft²36% of homes37% of homes
Lot sizebigger than12.6 ac95% of homes90% of homes
Year builtnewer than200389% of homes94% of homes

About 10516 Route 430

How much is 10516 Route 430, Findley Lake, NY worth?

The TopHap Estimate for 10516 Route 430, Findley Lake, NY is $285,238 as of Oct 21, 2026. The likely range is $249,000 to $321,476. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 10516 Route 430, Findley Lake, NY?

10516 Route 430, Findley Lake, NY has 3 bedrooms, 2 bathrooms, 1,354 square feet of living space and a 12.60-acre lot.

When was 10516 Route 430, Findley Lake, NY built?

10516 Route 430, Findley Lake, NY was built in 2003, making it 23 years old. It is a cape cod home. The building has 2 stories.

What schools serve 10516 Route 430, Findley Lake, NY?

10516 Route 430, Findley Lake, NY is assigned to Clymer Central School (elementary), rated B-. All sit in Clymer Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10516 Route 430, Findley Lake, NY compare to other homes in Findley Lake 14736?

Among the 406 homes in Findley Lake 14736, it is worth more than 36% of them ($285,238 against a typical $362,512), its price per square foot is higher than 45% of them ($211 against a typical $234), it is bigger than 36% of them (1,354 ft² against a typical 1,540 ft²), its lot is bigger than 95% of them (12.6 ac against a typical 0.38 ac) and it is newer than 89% of them (2003 against a typical 1959). Measured against all of Chautauqua County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10516 Route 430, Findley Lake, NY?

The 2024 property tax bill for 10516 Route 430, Findley Lake, NY was $3,330. The county assessed it at $180,000.

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