Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$273,819$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

103 ATCHLEY DR

TROY, MO 63379
3
Beds
2
Baths
1,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$274K
$255K low$293K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,619
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,895
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$115,200
COUNTRYWIDE HOME LOANS INC · recorded Jun 12, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,000
AMERICAN EQUITY MORTGAGE INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,782 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,355 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,890
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,465
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,355
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,240

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLincoln
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Troy Buchanan High SchoolB-
High · Grades 9–12 · 0.2 mi
E
Main Street Elementary SchoolC+
Elementary · Grades KG–5 · 1.6 mi
M
Troy Middle SchoolC
Middle · Grades 6–8 · 1.6 mi

District: Troy R-Iii School District

Neighborhood · ZIP 63379These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.29,250
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.214 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,153
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,648
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Atchley Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Troy 63379
  • Costs less per square foot than 86% of homes in Troy 63379
  • Has a smaller lot than 68% of homes in Lincoln County

What homes are worth in Troy 63379

Each bar is how many homes fall in that price range. The marker is this home.

This home
$145K$772K

This home is worth more than 22% of homes in Troy 63379.

How it measures up in Troy 63379

The dot is this home. The mark in the middle is the typical home in Troy 63379.

Estimated value$273,819
CheaperTypical $329,511Pricier

Pricier than 22% of homes nearby

Price per ft²$192
CheaperTypical $230Pricier

Pricier than 14% of homes nearby

Living area1,428 ft²
SmallerTypical 1,481 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.33 ac
SmallerTypical 0.55 acBigger

Bigger than 38% of homes nearby

Year built2000
OlderTypical 2001Newer

Newer than 48% of homes nearby

How 103 Atchley Dr ranks against every home in each area.
MeasureThis homeTroy 63379Lincoln County
Estimated valuepricier than$273,81922% of homes29% of homes
Price per ft²pricier than$19214% of homes21% of homes
Living areabigger than1,428 ft²45% of homes45% of homes
Lot sizebigger than0.33 ac38% of homes32% of homes
Year builtnewer than200048% of homes51% of homes

About 103 Atchley Dr

How much is 103 Atchley Dr, Troy, MO worth?

The TopHap Estimate for 103 Atchley Dr, Troy, MO is $273,819 as of Jul 14, 2026. The likely range is $254,547 to $293,091. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Atchley Dr, Troy, MO last sell?

103 Atchley Dr, Troy, MO last sold on Jun 12, 2006, according to the county's recorded deed.

How big is 103 Atchley Dr, Troy, MO?

103 Atchley Dr, Troy, MO has 3 bedrooms, 2 bathrooms, 1,428 square feet of living space and a 0.33-acre lot.

When was 103 Atchley Dr, Troy, MO built?

103 Atchley Dr, Troy, MO was built in 2000, making it 26 years old. It is a ranch home. The building has 1 story.

What schools serve 103 Atchley Dr, Troy, MO?

103 Atchley Dr, Troy, MO is assigned to Troy Buchanan High School (high), rated B-; Main Street Elementary School (elementary), rated C+; Troy Middle School (middle), rated C. All sit in Troy R-Iii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Atchley Dr, Troy, MO compare to other homes in Troy 63379?

Among the 10,655 homes in Troy 63379, it is worth more than 22% of them ($273,819 against a typical $329,511), its price per square foot is higher than 14% of them ($192 against a typical $230), it is bigger than 45% of them (1,428 ft² against a typical 1,481 ft²), its lot is bigger than 38% of them (0.33 ac against a typical 0.55 ac) and it is newer than 48% of them (2000 against a typical 2001). Measured against all of Lincoln County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Atchley Dr, Troy, MO?

The 2025 property tax bill for 103 Atchley Dr, Troy, MO was $1,782. The county assessed it at $28,355.

Closest homes

More homes in Troy 63379

Assigned schools

Explore the area

See this home in context

Open 103 Atchley Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map