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Single Family ResidenceResidential
$118,420$67 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $65,500 on Mar 19, 2002

103 CARDINAL LN

COMMERCE, OK 74339
3
Beds
2
Baths
1,776 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$118K
$94K low$143K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,500 · Mar 19, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,031 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,629 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$775
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,854
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,125
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,237

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOttawa
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²Porch · 30 ft²

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Commerce High SchoolB
High · Grades 9–12 · 0.3 mi
M
Commerce Middle SchoolC-
Middle · Grades 6–8 · 0.5 mi
E
Alexander Elementary SchoolC
Elementary · Grades PK–5 · 0.9 mi

District: Commerce Public Schools

Neighborhood · ZIP 74339These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.31%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,828
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.505 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$35,453
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,216
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Cardinal Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Commerce 74339
  • Costs less per square foot than 68% of homes in Ottawa County
  • Bigger than 91% of homes in Commerce 74339
  • Newer than 76% of homes in Commerce 74339

What homes are worth in Commerce 74339

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$194K

This home is worth more than 85% of homes in Commerce 74339.

How it measures up in Commerce 74339

The dot is this home. The mark in the middle is the typical home in Commerce 74339.

Estimated value$118,420
CheaperTypical $67,555Pricier

Pricier than 85% of homes nearby

Price per ft²$67
CheaperTypical $58Pricier

Pricier than 58% of homes nearby

Living area1,776 ft²
SmallerTypical 1,168 ft²Bigger

Bigger than 91% of homes nearby

Year built1970
OlderTypical 1953Newer

Newer than 76% of homes nearby

How 103 Cardinal Ln ranks against every home in each area.
MeasureThis homeCommerce 74339Ottawa County
Estimated valuepricier than$118,42085% of homes47% of homes
Price per ft²pricier than$6758% of homes32% of homes
Living areabigger than1,776 ft²91% of homes74% of homes
Year builtnewer than197076% of homes52% of homes

About 103 Cardinal Ln

How much is 103 Cardinal Ln, Commerce, OK worth?

The TopHap Estimate for 103 Cardinal Ln, Commerce, OK is $118,420 as of Aug 30, 2026. The likely range is $94,111 to $142,729. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Cardinal Ln, Commerce, OK last sell?

103 Cardinal Ln, Commerce, OK last sold on Mar 19, 2002 for $65,500, according to the county's recorded deed.

How big is 103 Cardinal Ln, Commerce, OK?

103 Cardinal Ln, Commerce, OK has 3 bedrooms, 2 bathrooms and 1,776 square feet of living space.

When was 103 Cardinal Ln, Commerce, OK built?

103 Cardinal Ln, Commerce, OK was built in 1970, making it 56 years old. It is a traditional/old home. The building has 1 story.

What schools serve 103 Cardinal Ln, Commerce, OK?

103 Cardinal Ln, Commerce, OK is assigned to Commerce High School (high), rated B; Commerce Middle School (middle), rated C-; Alexander Elementary School (elementary), rated C. All sit in Commerce Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Cardinal Ln, Commerce, OK compare to other homes in Commerce 74339?

Among the 872 homes in Commerce 74339, it is worth more than 85% of them ($118,420 against a typical $67,555), its price per square foot is higher than 58% of them ($67 against a typical $58), it is bigger than 91% of them (1,776 ft² against a typical 1,168 ft²) and it is newer than 76% of them (1970 against a typical 1953). Measured against all of Ottawa County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Cardinal Ln, Commerce, OK?

The 2025 property tax bill for 103 Cardinal Ln, Commerce, OK was $1,031. The county assessed it at $10,629.

More homes on Cardinal Ln

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More homes in Commerce 74339

Assigned schools

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