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Single Family ResidenceResidential
$189,163$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

107 CARDINAL LN

COMMERCE, OK 74339
3
Beds
2
Baths
1,762 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$189K
$167K low$212K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$996 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,602 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$484
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,118
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,264
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,773

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOTTAWA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²Patio · 180 ft²Porch · 180 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Commerce High SchoolC+
High · Grades 9–12 · 0.3 mi
M
Commerce Middle SchoolD+
Middle · Grades 6–8 · 0.5 mi
E
Alexander Elementary SchoolC-
Elementary · Grades PK–5 · 0.9 mi

District: Commerce Public Schools

Neighborhood · ZIP 74339These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.31%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,828
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.505 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$35,453
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,216
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

107 Cardinal Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Commerce 74339
  • Costs more per square foot than 91% of homes in Commerce 74339
  • Bigger than 91% of homes in Commerce 74339
  • Has a bigger lot than 77% of homes in Commerce 74339
  • Newer than 88% of homes in Commerce 74339

What homes are worth in Commerce 74339

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$203K

This home is worth more than 97% of homes in Commerce 74339.

How it measures up in Commerce 74339

The dot is this home. The mark in the middle is the typical home in Commerce 74339.

Estimated value$189,163
CheaperTypical $68,658Pricier

Pricier than 97% of homes nearby

Price per ft²$107
CheaperTypical $60Pricier

Pricier than 91% of homes nearby

Living area1,762 ft²
SmallerTypical 1,164 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.29 ac
SmallerTypical 0.22 acBigger

Bigger than 77% of homes nearby

Year built1981
OlderTypical 1953Newer

Newer than 88% of homes nearby

How 107 Cardinal Ln ranks against every home in each area.
MeasureThis homeCommerce 74339Ottawa County
Estimated valuepricier than$189,16397% of homes69% of homes
Price per ft²pricier than$10791% of homes61% of homes
Living areabigger than1,762 ft²91% of homes73% of homes
Lot sizebigger than0.29 ac77% of homes45% of homes
Year builtnewer than198188% of homes69% of homes

About 107 Cardinal Ln

How much is 107 Cardinal Ln, Commerce, OK worth?

The TopHap Estimate for 107 Cardinal Ln, Commerce, OK is $189,163 as of Sep 24, 2026. The likely range is $166,564 to $211,762. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 107 Cardinal Ln, Commerce, OK last sell?

107 Cardinal Ln, Commerce, OK last sold on Jun 17, 2014, according to the county's recorded deed.

How big is 107 Cardinal Ln, Commerce, OK?

107 Cardinal Ln, Commerce, OK has 3 bedrooms, 2 bathrooms, 1,762 square feet of living space and a 0.29-acre lot.

When was 107 Cardinal Ln, Commerce, OK built?

107 Cardinal Ln, Commerce, OK was built in 1981, making it 45 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 107 Cardinal Ln, Commerce, OK?

107 Cardinal Ln, Commerce, OK is assigned to Commerce High School (high), rated C+; Commerce Middle School (middle), rated D+; Alexander Elementary School (elementary), rated C-. All sit in Commerce Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 107 Cardinal Ln, Commerce, OK compare to other homes in Commerce 74339?

Among the 872 homes in Commerce 74339, it is worth more than 97% of them ($189,163 against a typical $68,658), its price per square foot is higher than 91% of them ($107 against a typical $60), it is bigger than 91% of them (1,762 ft² against a typical 1,164 ft²), its lot is bigger than 77% of them (0.29 ac against a typical 0.22 ac) and it is newer than 88% of them (1981 against a typical 1953). Measured against all of Ottawa County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 107 Cardinal Ln, Commerce, OK?

The 2025 property tax bill for 107 Cardinal Ln, Commerce, OK was $996. The county assessed it at $11,602.

More homes on Cardinal Ln

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Assigned schools

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