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Single Family ResidenceResidential
$242,841$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $104,000 on Jun 20, 2017

103 COMMERCE ST

HURLOCK, MD 21643
2
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$243K
$233K low$253K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$104,000 · Jun 20, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$94,841
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$75,873
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$148,000
CALIBER HOME LOANS INC · recorded Dec 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,892 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$187,333 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$172,667
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$202,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyDORCHESTER
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hurlock Elementary SchoolB-
Elementary · Grades PK–5 · 0.4 mi
H
North Dorchester High SchoolC
High · Grades 9–12 · 3.4 mi
M
North Dorchester Middle SchoolB
Middle · Grades 6–8 · 3.6 mi

District: Dorchester County Public Schools

Neighborhood · ZIP 21643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,014
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.118 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,387
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,605
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Hurlock
  • Costs more per square foot than 86% of homes in Hurlock
  • Smaller than 77% of homes in Dorchester County
  • Has a smaller lot than 95% of homes in Hurlock 21643
  • Newer than 93% of homes in Hurlock

What homes are worth in Hurlock 21643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$727K

This home is worth more than 42% of homes in Hurlock 21643.

How it measures up in Hurlock 21643

The dot is this home. The mark in the middle is the typical home in Hurlock 21643.

Estimated value$242,841
CheaperTypical $269,065Pricier

Pricier than 42% of homes nearby

Price per ft²$217
CheaperTypical $189Pricier

Pricier than 71% of homes nearby

Living area1,120 ft²
SmallerTypical 1,448 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.2 ac
SmallerTypical 0.92 acBigger

Bigger than 5% of homes nearby

Year built2005
OlderTypical 1989Newer

Newer than 85% of homes nearby

How 103 Commerce St ranks against every home in each area.
MeasureThis homeHurlockHurlock 21643Dorchester County
Estimated valuepricier than$242,84168% of homes42% of homes45% of homes
Price per ft²pricier than$21786% of homes71% of homes75% of homes
Living areabigger than1,120 ft²30% of homes26% of homes23% of homes
Lot sizebigger than0.2 ac14% of homes5% of homes24% of homes
Year builtnewer than200593% of homes85% of homes83% of homes

About 103 Commerce St

How much is 103 Commerce St, Hurlock, MD worth?

The TopHap Estimate for 103 Commerce St, Hurlock, MD is $242,841 as of Jul 14, 2026. The likely range is $232,706 to $252,976. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Commerce St, Hurlock, MD last sell?

103 Commerce St, Hurlock, MD last sold on Jun 20, 2017 for $104,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 103 Commerce St, Hurlock, MD?

103 Commerce St, Hurlock, MD has 2 bathrooms, 1,120 square feet of living space and a 0.20-acre lot.

When was 103 Commerce St, Hurlock, MD built?

103 Commerce St, Hurlock, MD was built in 2005, making it 21 years old. It is a conventional home. The building has 1 story.

What schools serve 103 Commerce St, Hurlock, MD?

103 Commerce St, Hurlock, MD is assigned to Hurlock Elementary School (elementary), rated B-; North Dorchester High School (high), rated C; North Dorchester Middle School (middle), rated B. All sit in Dorchester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Commerce St, Hurlock, MD compare to other homes in Hurlock 21643?

Among the 2,373 homes in Hurlock 21643, it is worth more than 42% of them ($242,841 against a typical $269,065), its price per square foot is higher than 71% of them ($217 against a typical $189), it is bigger than 26% of them (1,120 ft² against a typical 1,448 ft²), its lot is bigger than 5% of them (0.2 ac against a typical 0.92 ac) and it is newer than 85% of them (2005 against a typical 1989). Measured against all of Dorchester County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Commerce St, Hurlock, MD?

The 2025 property tax bill for 103 Commerce St, Hurlock, MD was $2,892. The county assessed it at $187,333.

Closest homes

More homes in Hurlock 21643

Assigned schools

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