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Single Family ResidenceResidential
$220,523$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $171,700 on Dec 11, 2007

409 COMMERCE ST

HURLOCK, MD 21643
1
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$221K
$211K low$230K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$171,700 · Dec 11, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$76,623
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$61,298
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$143,900
NATIONSTAR MORTGAGE LLC · recorded Aug 26, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,452 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$165,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyDORCHESTER
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hurlock Elementary SchoolB-
Elementary · Grades PK–5 · 0.5 mi
H
North Dorchester High SchoolC
High · Grades 9–12 · 3.5 mi
M
North Dorchester Middle SchoolB
Middle · Grades 6–8 · 3.8 mi

District: Dorchester County Public Schools

Neighborhood · ZIP 21643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,014
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.118 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,387
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,605
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Hurlock 21643
  • Smaller than 70% of homes in Dorchester County
  • Has a smaller lot than 89% of homes in Hurlock 21643
  • Older than 70% of homes in Hurlock 21643

What homes are worth in Hurlock 21643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$727K

This home is worth more than 34% of homes in Hurlock 21643.

How it measures up in Hurlock 21643

The dot is this home. The mark in the middle is the typical home in Hurlock 21643.

Estimated value$220,523
CheaperTypical $269,065Pricier

Pricier than 34% of homes nearby

Price per ft²$179
CheaperTypical $189Pricier

Pricier than 44% of homes nearby

Living area1,232 ft²
SmallerTypical 1,448 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.23 ac
SmallerTypical 0.92 acBigger

Bigger than 11% of homes nearby

Year built1972
OlderTypical 1989Newer

Newer than 30% of homes nearby

How 409 Commerce St ranks against every home in each area.
MeasureThis homeHurlockHurlock 21643Dorchester County
Estimated valuepricier than$220,52355% of homes34% of homes38% of homes
Price per ft²pricier than$17963% of homes44% of homes57% of homes
Living areabigger than1,232 ft²41% of homes35% of homes30% of homes
Lot sizebigger than0.23 ac32% of homes11% of homes29% of homes
Year builtnewer than197251% of homes30% of homes49% of homes

About 409 Commerce St

How much is 409 Commerce St, Hurlock, MD worth?

The TopHap Estimate for 409 Commerce St, Hurlock, MD is $220,523 as of Jul 14, 2026. The likely range is $210,625 to $230,421. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Commerce St, Hurlock, MD last sell?

409 Commerce St, Hurlock, MD last sold on Dec 11, 2007 for $171,700, according to the county's recorded deed.

How big is 409 Commerce St, Hurlock, MD?

409 Commerce St, Hurlock, MD has 1 bathrooms, 1,232 square feet of living space and a 0.23-acre lot.

When was 409 Commerce St, Hurlock, MD built?

409 Commerce St, Hurlock, MD was built in 1972, making it 54 years old. It is a conventional home. The building has 1 story.

What schools serve 409 Commerce St, Hurlock, MD?

409 Commerce St, Hurlock, MD is assigned to Hurlock Elementary School (elementary), rated B-; North Dorchester High School (high), rated C; North Dorchester Middle School (middle), rated B. All sit in Dorchester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Commerce St, Hurlock, MD compare to other homes in Hurlock 21643?

Among the 2,373 homes in Hurlock 21643, it is worth more than 34% of them ($220,523 against a typical $269,065), its price per square foot is higher than 44% of them ($179 against a typical $189), it is bigger than 35% of them (1,232 ft² against a typical 1,448 ft²), its lot is bigger than 11% of them (0.23 ac against a typical 0.92 ac) and it is newer than 30% of them (1972 against a typical 1989). Measured against all of Dorchester County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Commerce St, Hurlock, MD?

The 2025 property tax bill for 409 Commerce St, Hurlock, MD was $2,452. The county assessed it at $155,000.

Closest homes

More homes in Hurlock 21643

Assigned schools

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