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Residential (General/Single)Residential
$127,282
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $190,000 on Mar 3, 2017

103 E RACE ST

SPRING VALLEY, OH 45370
0
Baths
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$127K
$90K low$164K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,000 · Mar 3, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.120%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$146,000
TCF NATIONAL BANK · recorded Dec 10, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,027 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,220 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,990
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,230
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,220
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$54,910

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyGREENE
Lot (acres)The size of the land the home sits on, from county records.0.43
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Warner Middle SchoolC
Middle · Grades 6–8 · 5.3 mi
E
Cox Elementary SchoolC+
Elementary · Grades KG–5 · 6.2 mi
H
Xenia High SchoolC-
High · Grades 9–12 · 7.9 mi

District: Xenia Community City School District

Neighborhood · ZIP 45370These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.209
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,966
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.139 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,775
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$154,981
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 E Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Greene County
  • Has a smaller lot than 78% of homes in Spring Valley 45370
  • Among the oldest homes in Greene County

What homes are worth in Spring Valley 45370

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$1.1M

This home is worth more than 10% of homes in Spring Valley 45370.

How it measures up in Spring Valley 45370

The dot is this home. The mark in the middle is the typical home in Spring Valley 45370.

Estimated value$127,282
CheaperTypical $378,919Pricier

Pricier than 10% of homes nearby

Lot size0.43 ac
SmallerTypical 2.32 acBigger

Bigger than 22% of homes nearby

Year built1890
OlderTypical 1972Newer

Newer than 6% of homes nearby

How 103 E Race St ranks against every home in each area.
MeasureThis homeSpring Valley 45370Greene County
Estimated valuepricier than$127,28210% of homes7% of homes
Lot sizebigger than0.43 ac22% of homes59% of homes
Year builtnewer than18906% of homesalmost no homes

About 103 E Race St

How much is 103 E Race St, Spring Valley, OH worth?

The TopHap Estimate for 103 E Race St, Spring Valley, OH is $127,282 as of Jul 14, 2026. The likely range is $90,484 to $164,080. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 E Race St, Spring Valley, OH last sell?

103 E Race St, Spring Valley, OH last sold on Mar 3, 2017 for $190,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 103 E Race St, Spring Valley, OH built?

103 E Race St, Spring Valley, OH was built in 1890, making it 136 years old. The building has 2 stories.

What schools serve 103 E Race St, Spring Valley, OH?

103 E Race St, Spring Valley, OH is assigned to Warner Middle School (middle), rated C; Cox Elementary School (elementary), rated C+; Xenia High School (high), rated C-. All sit in Xenia Community City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 E Race St, Spring Valley, OH compare to other homes in Spring Valley 45370?

Among the 798 homes in Spring Valley 45370, it is worth more than 10% of them ($127,282 against a typical $378,919), its lot is bigger than 22% of them (0.43 ac against a typical 2.32 ac) and it is newer than 6% of them (1890 against a typical 1972). Measured against all of Greene County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 E Race St, Spring Valley, OH?

The 2025 property tax bill for 103 E Race St, Spring Valley, OH was $1,027. The county assessed it at $19,220.

Closest homes

More homes in Spring Valley 45370

Assigned schools

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