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Single Family ResidenceResidential
$350,405$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $182,500 on Apr 18, 2014

12 WATER ST

SPRING VALLEY, OH 45370
4
Beds
2
Baths
2,558 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$350K
$330K low$371K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$182,500 · Apr 18, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,565 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$106,310 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,910
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$106,310
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$303,740

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGREENE
Lot (acres)The size of the land the home sits on, from county records.3.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Warner Middle SchoolC
Middle · Grades 6–8 · 5.3 mi
E
Cox Elementary SchoolC+
Elementary · Grades KG–5 · 6.2 mi
H
Xenia High SchoolC-
High · Grades 9–12 · 7.9 mi

District: Xenia Community City School District

Neighborhood · ZIP 45370These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.209
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,966
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.139 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,775
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$154,981
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 82% of homes in Greene County
  • Bigger than 86% of homes in Greene County
  • Has a bigger lot than 94% of homes in Greene County
  • Older than 93% of homes in Greene County

What homes are worth in Spring Valley 45370

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$1.2M

This home is worth more than 42% of homes in Spring Valley 45370.

How it measures up in Spring Valley 45370

The dot is this home. The mark in the middle is the typical home in Spring Valley 45370.

Estimated value$350,405
CheaperTypical $404,949Pricier

Pricier than 42% of homes nearby

Price per ft²$137
CheaperTypical $210Pricier

Pricier than 25% of homes nearby

Living area2,558 ft²
SmallerTypical 2,038 ft²Bigger

Bigger than 66% of homes nearby

Lot size3.12 ac
SmallerTypical 2.31 acBigger

Bigger than 64% of homes nearby

Year built1921
OlderTypical 1971Newer

Newer than 21% of homes nearby

How 12 Water St ranks against every home in each area.
MeasureThis homeSpring Valley 45370Greene County
Estimated valuepricier than$350,40542% of homes63% of homes
Price per ft²pricier than$13725% of homes18% of homes
Living areabigger than2,558 ft²66% of homes86% of homes
Lot sizebigger than3.12 ac64% of homes94% of homes
Year builtnewer than192121% of homes7% of homes

About 12 Water St

How much is 12 Water St, Spring Valley, OH worth?

The TopHap Estimate for 12 Water St, Spring Valley, OH is $350,405 as of Sep 24, 2026. The likely range is $329,803 to $371,007. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Water St, Spring Valley, OH last sell?

12 Water St, Spring Valley, OH last sold on Apr 18, 2014 for $182,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 12 Water St, Spring Valley, OH?

12 Water St, Spring Valley, OH has 4 bedrooms, 2 bathrooms, 2,558 square feet of living space and a 3.12-acre lot.

When was 12 Water St, Spring Valley, OH built?

12 Water St, Spring Valley, OH was built in 1921, making it 105 years old. The building has 2 stories.

What schools serve 12 Water St, Spring Valley, OH?

12 Water St, Spring Valley, OH is assigned to Warner Middle School (middle), rated C; Cox Elementary School (elementary), rated C+; Xenia High School (high), rated C-. All sit in Xenia Community City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Water St, Spring Valley, OH compare to other homes in Spring Valley 45370?

Among the 798 homes in Spring Valley 45370, it is worth more than 42% of them ($350,405 against a typical $404,949), its price per square foot is higher than 25% of them ($137 against a typical $210), it is bigger than 66% of them (2,558 ft² against a typical 2,038 ft²), its lot is bigger than 64% of them (3.12 ac against a typical 2.31 ac) and it is newer than 21% of them (1921 against a typical 1971). Measured against all of Greene County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Water St, Spring Valley, OH?

The 2025 property tax bill for 12 Water St, Spring Valley, OH was $5,565. The county assessed it at $106,310.

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