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Single Family ResidenceResidential
$114,342$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

103 GAMA CIR

ROLAND, OK 74954
3
Beds
1 / 1
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$114K
$86K low$143K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$59,342
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$47,474
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,000
LIBERTY BANK OF ARKANSAS · recorded May 6, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$783 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,804 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,559
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,245
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,385
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$105,920

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
65
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySEQUOYAH
Lot (acres)The size of the land the home sits on, from county records.0.19
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 64 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Roland High SchoolC-
High · Grades 9–12 · 0.9 mi
M
Roland Middle SchoolB
Middle · Grades 6–8 · 1.0 mi
E
Roland Elementary SchoolB+
Elementary · Grades PK–5 · 1.1 mi

District: Roland Public Schools

Neighborhood · ZIP 74954These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,367
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.214 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,509
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,670
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Gama Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Roland 74954
  • Costs less per square foot than 88% of homes in Roland 74954
  • Has a smaller lot than 95% of homes in Roland 74954
  • Older than 67% of homes in Roland 74954

What homes are worth in Roland 74954

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$444K

This home is worth more than 17% of homes in Roland 74954.

How it measures up in Roland 74954

The dot is this home. The mark in the middle is the typical home in Roland 74954.

Estimated value$114,342
CheaperTypical $171,654Pricier

Pricier than 17% of homes nearby

Price per ft²$82
CheaperTypical $118Pricier

Pricier than 12% of homes nearby

Living area1,400 ft²
SmallerTypical 1,448 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.19 ac
SmallerTypical 0.42 acBigger

Bigger than 5% of homes nearby

Year built1978
OlderTypical 1988Newer

Newer than 33% of homes nearby

How 103 Gama Cir ranks against every home in each area.
MeasureThis homeRoland 74954Sequoyah County
Estimated valuepricier than$114,34217% of homes25% of homes
Price per ft²pricier than$8212% of homes18% of homes
Living areabigger than1,400 ft²46% of homes49% of homes
Lot sizebigger than0.19 ac5% of homes6% of homes
Year builtnewer than197833% of homes38% of homes

About 103 Gama Cir

How much is 103 Gama Cir, Roland, OK worth?

The TopHap Estimate for 103 Gama Cir, Roland, OK is $114,342 as of Jul 14, 2026. The likely range is $85,880 to $142,804. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Gama Cir, Roland, OK last sell?

103 Gama Cir, Roland, OK last sold on Jun 25, 2012, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 103 Gama Cir, Roland, OK?

103 Gama Cir, Roland, OK has 3 bedrooms, 1 bathrooms, 1,400 square feet of living space and a 0.19-acre lot.

When was 103 Gama Cir, Roland, OK built?

103 Gama Cir, Roland, OK was built in 1978, making it 48 years old. It is a traditional/old home. The building has 1 story.

What schools serve 103 Gama Cir, Roland, OK?

103 Gama Cir, Roland, OK is assigned to Roland High School (high), rated C-; Roland Middle School (middle), rated B; Roland Elementary School (elementary), rated B+. All sit in Roland Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Gama Cir, Roland, OK compare to other homes in Roland 74954?

Among the 1,568 homes in Roland 74954, it is worth more than 17% of them ($114,342 against a typical $171,654), its price per square foot is higher than 12% of them ($82 against a typical $118), it is bigger than 46% of them (1,400 ft² against a typical 1,448 ft²), its lot is bigger than 5% of them (0.19 ac against a typical 0.42 ac) and it is newer than 33% of them (1978 against a typical 1988). Measured against all of Sequoyah County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Gama Cir, Roland, OK?

The 2025 property tax bill for 103 Gama Cir, Roland, OK was $783. The county assessed it at $8,804.

Closest homes

More homes in Roland 74954

Assigned schools

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