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Single Family ResidenceResidential
$130,708$78 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $30,000 on Sep 9, 1999

103 RATCLIFFE LN

NARROWS, VA 24124
2
Beds
2
Baths
1,666 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$131K
$96K low$165K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · Sep 9, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$130,708
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,566

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$611 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$89,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$89,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGiles
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 60 ft²Patio · 210 ft²Porch · 108 ft²

Neighborhood · ZIP 24124These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,176
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Ratcliffe Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Giles County
  • Costs less per square foot than 98% of homes in Giles County
  • Bigger than 75% of homes in Narrows 24124

What homes are worth in Narrows 24124

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$454K

This home is worth more than 23% of homes in Narrows 24124.

How it measures up in Narrows 24124

The dot is this home. The mark in the middle is the typical home in Narrows 24124.

Estimated value$130,708
CheaperTypical $179,198Pricier

Pricier than 23% of homes nearby

Price per ft²$78
CheaperTypical $139Pricier

Pricier than 5% of homes nearby

Living area1,666 ft²
SmallerTypical 1,337 ft²Bigger

Bigger than 75% of homes nearby

Year built1950
OlderTypical 1950Newer

Newer than 50% of homes nearby

How 103 Ratcliffe Ln ranks against every home in each area.
MeasureThis homeNarrows 24124Giles County
Estimated valuepricier than$130,70823% of homes11% of homes
Price per ft²pricier than$785% of homes2% of homes
Living areabigger than1,666 ft²75% of homes69% of homes
Year builtnewer than195050% of homes37% of homes

About 103 Ratcliffe Ln

How much is 103 Ratcliffe Ln, Narrows, VA worth?

The TopHap Estimate for 103 Ratcliffe Ln, Narrows, VA is $130,708 as of Jul 14, 2026. The likely range is $96,084 to $165,332. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Ratcliffe Ln, Narrows, VA last sell?

103 Ratcliffe Ln, Narrows, VA last sold on Sep 9, 1999 for $30,000, according to the county's recorded deed.

How big is 103 Ratcliffe Ln, Narrows, VA?

103 Ratcliffe Ln, Narrows, VA has 2 bedrooms, 2 bathrooms and 1,666 square feet of living space.

When was 103 Ratcliffe Ln, Narrows, VA built?

103 Ratcliffe Ln, Narrows, VA was built in 1950, making it 76 years old. The building has 2 stories.

How does 103 Ratcliffe Ln, Narrows, VA compare to other homes in Narrows 24124?

Among the 1,986 homes in Narrows 24124, it is worth more than 23% of them ($130,708 against a typical $179,198), its price per square foot is higher than 5% of them ($78 against a typical $139), it is bigger than 75% of them (1,666 ft² against a typical 1,337 ft²) and it is newer than 50% of them (1950 against a typical 1950). Measured against all of Giles County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Ratcliffe Ln, Narrows, VA?

The 2025 property tax bill for 103 Ratcliffe Ln, Narrows, VA was $611. The county assessed it at $89,900.

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