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Single Family ResidenceResidential
$97,957$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

118 RATCLIFFE LN

NARROWS, VA 24124
2
Beds
1
Baths
1,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$98K
$76K low$120K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$97,957
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$78,366

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$386 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGiles
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 448 ft²

Neighborhood · ZIP 24124These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,176
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Ratcliffe Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Giles County
  • Costs less per square foot than 95% of homes in Giles County
  • Smaller than 78% of homes in Giles County
  • Older than 80% of homes in Giles County

What homes are worth in Narrows 24124

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$454K

This home is worth more than 10% of homes in Narrows 24124.

How it measures up in Narrows 24124

The dot is this home. The mark in the middle is the typical home in Narrows 24124.

Estimated value$97,957
CheaperTypical $179,198Pricier

Pricier than 10% of homes nearby

Price per ft²$93
CheaperTypical $139Pricier

Pricier than 12% of homes nearby

Living area1,050 ft²
SmallerTypical 1,337 ft²Bigger

Bigger than 25% of homes nearby

Year built1940
OlderTypical 1950Newer

Newer than 32% of homes nearby

How 118 Ratcliffe Ln ranks against every home in each area.
MeasureThis homeNarrows 24124Giles County
Estimated valuepricier than$97,95710% of homes4% of homes
Price per ft²pricier than$9312% of homes5% of homes
Living areabigger than1,050 ft²25% of homes22% of homes
Year builtnewer than194032% of homes20% of homes

About 118 Ratcliffe Ln

How much is 118 Ratcliffe Ln, Narrows, VA worth?

The TopHap Estimate for 118 Ratcliffe Ln, Narrows, VA is $97,957 as of Jul 14, 2026. The likely range is $75,817 to $120,097. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 118 Ratcliffe Ln, Narrows, VA last sell?

118 Ratcliffe Ln, Narrows, VA last sold on Jul 21, 2011, according to the county's recorded deed.

How big is 118 Ratcliffe Ln, Narrows, VA?

118 Ratcliffe Ln, Narrows, VA has 2 bedrooms, 1 bathrooms and 1,050 square feet of living space.

When was 118 Ratcliffe Ln, Narrows, VA built?

118 Ratcliffe Ln, Narrows, VA was built in 1940, making it 86 years old. The building has 2 stories.

How does 118 Ratcliffe Ln, Narrows, VA compare to other homes in Narrows 24124?

Among the 1,986 homes in Narrows 24124, it is worth more than 10% of them ($97,957 against a typical $179,198), its price per square foot is higher than 12% of them ($93 against a typical $139), it is bigger than 25% of them (1,050 ft² against a typical 1,337 ft²) and it is newer than 32% of them (1940 against a typical 1950). Measured against all of Giles County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 Ratcliffe Ln, Narrows, VA?

The 2025 property tax bill for 118 Ratcliffe Ln, Narrows, VA was $386. The county assessed it at $56,800.

Closest homes

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