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Single Family ResidenceResidential
$59,779$44 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

103 RICHMOND ST

OLEAN, NY 14760
3
Beds
1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$60K
$51K low$68K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.101%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,686
PARAGON HOME LOANS INC · R · recorded Mar 2, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,727 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$63,380

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCATTARAUGUS
Lot (acres)The size of the land the home sits on, from county records.0.10
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 242 ft²

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East View Elementary SchoolD
Elementary · Grades PK–3 · 0.8 mi
H
Olean Senior High SchoolC+
High · Grades 8–12 · 1.6 mi
M
Olean Intermediate-Middle SchoolC-
Middle · Grades 3–8 · 1.7 mi

District: Olean City School District

Neighborhood · ZIP 14760These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.298 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,120
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,822
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Richmond St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Cattaraugus County
  • Costs less per square foot than 95% of homes in Cattaraugus County
  • Has a smaller lot than 91% of homes in Cattaraugus County
  • Older than 72% of homes in Cattaraugus County

What homes are worth in Olean 14760

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$345K

This home is worth more than 9% of homes in Olean 14760.

How it measures up in Olean 14760

The dot is this home. The mark in the middle is the typical home in Olean 14760.

Estimated value$59,779
CheaperTypical $116,402Pricier

Pricier than 9% of homes nearby

Price per ft²$44
CheaperTypical $81Pricier

Pricier than 10% of homes nearby

Living area1,344 ft²
SmallerTypical 1,490 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.1 ac
SmallerTypical 0.2 acBigger

Bigger than 17% of homes nearby

Year built1918
OlderTypical 1925Newer

Newer than 42% of homes nearby

How 103 Richmond St ranks against every home in each area.
MeasureThis homeOlean 14760Cattaraugus County
Estimated valuepricier than$59,7799% of homes4% of homes
Price per ft²pricier than$4410% of homes5% of homes
Living areabigger than1,344 ft²38% of homes42% of homes
Lot sizebigger than0.1 ac17% of homes9% of homes
Year builtnewer than191842% of homes28% of homes

About 103 Richmond St

How much is 103 Richmond St, Olean, NY worth?

The TopHap Estimate for 103 Richmond St, Olean, NY is $59,779 as of Jul 14, 2026. The likely range is $51,244 to $68,314. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Richmond St, Olean, NY last sell?

103 Richmond St, Olean, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 103 Richmond St, Olean, NY?

103 Richmond St, Olean, NY has 3 bedrooms, 1 bathrooms, 1,344 square feet of living space and a 0.10-acre lot.

When was 103 Richmond St, Olean, NY built?

103 Richmond St, Olean, NY was built in 1918, making it 108 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 103 Richmond St, Olean, NY?

103 Richmond St, Olean, NY is assigned to East View Elementary School (elementary), rated D; Olean Senior High School (high), rated C+; Olean Intermediate-Middle School (middle), rated C-. All sit in Olean City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Richmond St, Olean, NY compare to other homes in Olean 14760?

Among the 6,719 homes in Olean 14760, it is worth more than 9% of them ($59,779 against a typical $116,402), its price per square foot is higher than 10% of them ($44 against a typical $81), it is bigger than 38% of them (1,344 ft² against a typical 1,490 ft²), its lot is bigger than 17% of them (0.1 ac against a typical 0.2 ac) and it is newer than 42% of them (1918 against a typical 1925). Measured against all of Cattaraugus County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Richmond St, Olean, NY?

The 2025 property tax bill for 103 Richmond St, Olean, NY was $1,727. The county assessed it at $45,000.

Closest homes

More homes in Olean 14760

Assigned schools

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