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Single Family ResidenceResidential
$422,976$331 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

103 RITTER RD

STORMVILLE, NY 12582
3
Beds
1
Baths
1,276 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$423K
$379K low$467K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.198%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$890,000
HUDSON VALLEY FCU · R · recorded Jun 29, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,043 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$423,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$340,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$423,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$423,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyDutchess
Lot (acres)The size of the land the home sits on, from county records.1.18
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kent Elementary SchoolB-
Elementary · Grades KG–4 · 3.7 mi
M
George Fischer Middle SchoolC
Middle · Grades 5–8 · 7.2 mi
H
Carmel High SchoolB
High · Grades 9–12 · 7.2 mi

District: Carmel Central School District

Neighborhood · ZIP 12582These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.5
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5,732
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.433 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,789
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,028
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Ritter Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Stormville 12582
  • Costs more per square foot than 82% of homes in Stormville 12582
  • Smaller than 87% of homes in Stormville 12582
  • Has a bigger lot than 69% of homes in Dutchess County

What homes are worth in Stormville 12582

Each bar is how many homes fall in that price range. The marker is this home.

This home
$308K$947K

This home is worth more than 11% of homes in Stormville 12582.

How it measures up in Stormville 12582

The dot is this home. The mark in the middle is the typical home in Stormville 12582.

Estimated value$422,976
CheaperTypical $563,712Pricier

Pricier than 11% of homes nearby

Price per ft²$331
CheaperTypical $287Pricier

Pricier than 82% of homes nearby

Living area1,276 ft²
SmallerTypical 2,004 ft²Bigger

Bigger than 13% of homes nearby

Lot size1.18 ac
SmallerTypical 1.4 acBigger

Bigger than 37% of homes nearby

Year built1980
OlderTypical 1980Newer

Newer than 51% of homes nearby

How 103 Ritter Rd ranks against every home in each area.
MeasureThis homeStormville 12582Dutchess County
Estimated valuepricier than$422,97611% of homes29% of homes
Price per ft²pricier than$33182% of homes72% of homes
Living areabigger than1,276 ft²13% of homes21% of homes
Lot sizebigger than1.18 ac37% of homes69% of homes
Year builtnewer than198051% of homes64% of homes

About 103 Ritter Rd

How much is 103 Ritter Rd, Stormville, NY worth?

The TopHap Estimate for 103 Ritter Rd, Stormville, NY is $422,976 as of Jul 14, 2026. The likely range is $378,641 to $467,310. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Ritter Rd, Stormville, NY last sell?

103 Ritter Rd, Stormville, NY last sold on Aug 22, 2003, according to the county's recorded deed.

How big is 103 Ritter Rd, Stormville, NY?

103 Ritter Rd, Stormville, NY has 3 bedrooms, 1 bathrooms, 1,276 square feet of living space and a 1.18-acre lot.

When was 103 Ritter Rd, Stormville, NY built?

103 Ritter Rd, Stormville, NY was built in 1980, making it 46 years old. It is a raised ranch home. The building has 1 story.

What schools serve 103 Ritter Rd, Stormville, NY?

103 Ritter Rd, Stormville, NY is assigned to Kent Elementary School (elementary), rated B-; George Fischer Middle School (middle), rated C; Carmel High School (high), rated B. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Ritter Rd, Stormville, NY compare to other homes in Stormville 12582?

Among the 1,533 homes in Stormville 12582, it is worth more than 11% of them ($422,976 against a typical $563,712), its price per square foot is higher than 82% of them ($331 against a typical $287), it is bigger than 13% of them (1,276 ft² against a typical 2,004 ft²), its lot is bigger than 37% of them (1.18 ac against a typical 1.4 ac) and it is newer than 51% of them (1980 against a typical 1980). Measured against all of Dutchess County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Ritter Rd, Stormville, NY?

The 2025 property tax bill for 103 Ritter Rd, Stormville, NY was $8,043. The county assessed it at $423,900.

Closest homes

More homes in Stormville 12582

Assigned schools

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