Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$439,112$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

103 RIVER REACH DR W

SWANSBORO, NC 28584
3
Beds
2
Baths
2,730 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$439K
$380K low$498K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,514 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$349,616 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$289,616
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$349,616
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$349,616

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyOnslow
Lot (acres)The size of the land the home sits on, from county records.0.49
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swansboro Elementary SchoolA-
Elementary · Grades KG–5 · 1.3 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 1.6 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 1.8 mi

District: Onslow County Schools

Neighborhood · ZIP 28584These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.183 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,145
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,367
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 River Reach Dr W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Onslow County
  • Costs less per square foot than 92% of homes in Swansboro 28584
  • Bigger than 92% of homes in Onslow County

What homes are worth in Swansboro 28584

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$1.4M

This home is worth more than 53% of homes in Swansboro 28584.

How it measures up in Swansboro 28584

The dot is this home. The mark in the middle is the typical home in Swansboro 28584.

Estimated value$439,112
CheaperTypical $424,337Pricier

Pricier than 53% of homes nearby

Price per ft²$161
CheaperTypical $234Pricier

Pricier than 8% of homes nearby

Living area2,730 ft²
SmallerTypical 1,764 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.49 ac
SmallerTypical 0.47 acBigger

Bigger than 53% of homes nearby

Year built2000
OlderTypical 2002Newer

Newer than 47% of homes nearby

How 103 River Reach Dr W ranks against every home in each area.
MeasureThis homeSwansboro 28584Onslow County
Estimated valuepricier than$439,11253% of homes85% of homes
Price per ft²pricier than$1618% of homes37% of homes
Living areabigger than2,730 ft²85% of homes92% of homes
Lot sizebigger than0.49 ac53% of homes59% of homes
Year builtnewer than200047% of homes51% of homes

About 103 River Reach Dr W

How much is 103 River Reach Dr W, Swansboro, NC worth?

The TopHap Estimate for 103 River Reach Dr W, Swansboro, NC is $439,112 as of Jul 14, 2026. The likely range is $379,734 to $498,490. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 River Reach Dr W, Swansboro, NC last sell?

103 River Reach Dr W, Swansboro, NC last sold on Mar 28, 2000, according to the county's recorded deed.

How big is 103 River Reach Dr W, Swansboro, NC?

103 River Reach Dr W, Swansboro, NC has 3 bedrooms, 2 bathrooms, 2,730 square feet of living space and a 0.49-acre lot.

When was 103 River Reach Dr W, Swansboro, NC built?

103 River Reach Dr W, Swansboro, NC was built in 2000, making it 26 years old. It is a conventional home. The building has 1 story.

What schools serve 103 River Reach Dr W, Swansboro, NC?

103 River Reach Dr W, Swansboro, NC is assigned to Swansboro Elementary School (elementary), rated A-; Swansboro Middle School (middle), rated B-; Swansboro High School (high), rated A-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 River Reach Dr W, Swansboro, NC compare to other homes in Swansboro 28584?

Among the 7,167 homes in Swansboro 28584, it is worth more than 53% of them ($439,112 against a typical $424,337), its price per square foot is higher than 8% of them ($161 against a typical $234), it is bigger than 85% of them (2,730 ft² against a typical 1,764 ft²), its lot is bigger than 53% of them (0.49 ac against a typical 0.47 ac) and it is newer than 47% of them (2000 against a typical 2002). Measured against all of Onslow County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 River Reach Dr W, Swansboro, NC?

The 2025 property tax bill for 103 River Reach Dr W, Swansboro, NC was $3,514. The county assessed it at $349,616.

More homes on River Reach Dr W

Closest homes

More homes in Swansboro 28584

Assigned schools

Explore the area

See this home in context

Open 103 River Reach Dr W on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map