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Single Family ResidenceResidential
$76,945$55 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $32,000 on Aug 28, 2015

103 RUTH ST

WEST BEND, IA 50597
1
Baths
1,392 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1933
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$77K
$49K low$104K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$32,000 · Aug 28, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$48,145
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,516
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$28,800
IOWA TRUST & SAVINGS BANK · recorded Aug 28, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$268 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,680 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,320
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,360
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,290
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,680

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPalo Alto
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Porch · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Bend-Mallard Middle SchoolC-
Middle · Grades 7–8 · 6.3 mi
H
West Bend-Mallard High SchoolB-
High · Grades 9–12 · 6.3 mi
E
West Bend-Mallard Elementary SchoolB-
Elementary · Grades PK–4 · 6.3 mi

District: West Bend-Mallard Community School District

Neighborhood · ZIP 50597These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,277
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,556
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in West Bend 50597
  • Costs less per square foot than 84% of homes in West Bend 50597
  • Has a smaller lot than 70% of homes in Palo Alto County

What homes are worth in West Bend 50597

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$585K

This home is worth more than 18% of homes in West Bend 50597.

How it measures up in West Bend 50597

The dot is this home. The mark in the middle is the typical home in West Bend 50597.

Estimated value$76,945
CheaperTypical $163,524Pricier

Pricier than 18% of homes nearby

Price per ft²$55
CheaperTypical $107Pricier

Pricier than 16% of homes nearby

Living area1,392 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.2 ac
SmallerTypical 0.35 acBigger

Bigger than 32% of homes nearby

Year built1933
OlderTypical 1950Newer

Newer than 41% of homes nearby

How 103 Ruth St ranks against every home in each area.
MeasureThis homeWest Bend 50597Palo Alto County
Estimated valuepricier than$76,94518% of homes26% of homes
Price per ft²pricier than$5516% of homes21% of homes
Living areabigger than1,392 ft²40% of homes49% of homes
Lot sizebigger than0.2 ac32% of homes30% of homes
Year builtnewer than193341% of homes43% of homes

About 103 Ruth St

How much is 103 Ruth St, West Bend, IA worth?

The TopHap Estimate for 103 Ruth St, West Bend, IA is $76,945 as of Jul 14, 2026. The likely range is $49,465 to $104,425. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Ruth St, West Bend, IA last sell?

103 Ruth St, West Bend, IA last sold on Aug 28, 2015 for $32,000, according to the county's recorded deed.

How big is 103 Ruth St, West Bend, IA?

103 Ruth St, West Bend, IA has 1 bathrooms, 1,392 square feet of living space and a 0.20-acre lot.

When was 103 Ruth St, West Bend, IA built?

103 Ruth St, West Bend, IA was built in 1933, making it 93 years old. The building has 1 story.

What schools serve 103 Ruth St, West Bend, IA?

103 Ruth St, West Bend, IA is assigned to West Bend-Mallard Middle School (middle), rated C-; West Bend-Mallard High School (high), rated B-; West Bend-Mallard Elementary School (elementary), rated B-. All sit in West Bend-Mallard Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Ruth St, West Bend, IA compare to other homes in West Bend 50597?

Among the 570 homes in West Bend 50597, it is worth more than 18% of them ($76,945 against a typical $163,524), its price per square foot is higher than 16% of them ($55 against a typical $107), it is bigger than 40% of them (1,392 ft² against a typical 1,508 ft²), its lot is bigger than 32% of them (0.2 ac against a typical 0.35 ac) and it is newer than 41% of them (1933 against a typical 1950). Measured against all of Palo Alto County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Ruth St, West Bend, IA?

The 2024 property tax bill for 103 Ruth St, West Bend, IA was $268. The county assessed it at $40,680.

Closest homes

More homes in West Bend 50597

Assigned schools

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