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Rural ResidenceResidential
$289,353$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $46,000 on Oct 21, 2014

3 RUTH ST

WEST BEND, IA 50597
1
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$289K
$231K low$348K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$46,000 · Oct 21, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$252,553
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$202,042
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.13%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$36,800
IOWA BANKERS MORTGAGE CORP · recorded Oct 21, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$398 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,460 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,460
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,270
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$38,460

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyPalo Alto
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Bend-Mallard Middle SchoolC-
Middle · Grades 7–8 · 6.3 mi
H
West Bend-Mallard High SchoolB-
High · Grades 9–12 · 6.3 mi
E
West Bend-Mallard Elementary SchoolB-
Elementary · Grades PK–4 · 6.3 mi

District: West Bend-Mallard Community School District

Neighborhood · ZIP 50597These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,277
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,556
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Palo Alto County
  • Costs more per square foot than 76% of homes in West Bend 50597
  • Bigger than 82% of homes in Palo Alto County
  • Older than 78% of homes in West Bend 50597

What homes are worth in West Bend 50597

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$585K

This home is worth more than 83% of homes in West Bend 50597.

How it measures up in West Bend 50597

The dot is this home. The mark in the middle is the typical home in West Bend 50597.

Estimated value$289,353
CheaperTypical $163,524Pricier

Pricier than 83% of homes nearby

Price per ft²$151
CheaperTypical $107Pricier

Pricier than 76% of homes nearby

Living area1,920 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 76% of homes nearby

Year built1900
OlderTypical 1950Newer

Newer than 22% of homes nearby

How 3 Ruth St ranks against every home in each area.
MeasureThis homeWest Bend 50597Palo Alto County
Estimated valuepricier than$289,35383% of homes84% of homes
Price per ft²pricier than$15176% of homes75% of homes
Living areabigger than1,920 ft²76% of homes82% of homes
Year builtnewer than190022% of homes25% of homes

About 3 Ruth St

How much is 3 Ruth St, West Bend, IA worth?

The TopHap Estimate for 3 Ruth St, West Bend, IA is $289,353 as of Jul 14, 2026. The likely range is $231,075 to $347,631. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Ruth St, West Bend, IA last sell?

3 Ruth St, West Bend, IA last sold on Oct 21, 2014 for $46,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3 Ruth St, West Bend, IA?

3 Ruth St, West Bend, IA has 1 bathrooms and 1,920 square feet of living space.

When was 3 Ruth St, West Bend, IA built?

3 Ruth St, West Bend, IA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 3 Ruth St, West Bend, IA?

3 Ruth St, West Bend, IA is assigned to West Bend-Mallard Middle School (middle), rated C-; West Bend-Mallard High School (high), rated B-; West Bend-Mallard Elementary School (elementary), rated B-. All sit in West Bend-Mallard Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Ruth St, West Bend, IA compare to other homes in West Bend 50597?

Among the 570 homes in West Bend 50597, it is worth more than 83% of them ($289,353 against a typical $163,524), its price per square foot is higher than 76% of them ($151 against a typical $107), it is bigger than 76% of them (1,920 ft² against a typical 1,508 ft²) and it is newer than 22% of them (1900 against a typical 1950). Measured against all of Palo Alto County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Ruth St, West Bend, IA?

The 2024 property tax bill for 3 Ruth St, West Bend, IA was $398. The county assessed it at $38,460.

Closest homes

More homes in West Bend 50597

Assigned schools

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