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Single Family ResidenceResidential
$615,000$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $583,100 on Jun 30, 2026

103 WATER BLUFF LN

RICHMOND, TX 77406
5
Beds
3
Baths
4,265 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$615K
$602K low$628K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$583,100 · Jun 30, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$20,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$16,000
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.97%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$595,000
MORTGAGE CENTER LLC · 6.36% 1 · recorded Jun 30, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,391 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$528,234 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$117,059
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$480,083
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$480,213
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$597,142

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFORT BEND
Lot (acres)The size of the land the home sits on, from county records.0.34
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 757 ft²Porch · 318 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Austin Elementary SchoolB
Elementary · Grades PK–5 · 1.8 mi
M
Briscoe Junior High SchoolA
Middle · Grades 7–8 · 4.2 mi
H
Foster High SchoolA
High · Grades 9–12 · 4.3 mi

District: Lamar Consolidated Independent School District

Neighborhood · ZIP 77406These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.70,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,000 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$135,899
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,511
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Water Bluff Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Fort Bend County
  • Costs less per square foot than 84% of homes in Richmond 77406
  • Bigger than 93% of homes in Richmond 77406
  • Has a bigger lot than 88% of homes in Fort Bend County

What homes are worth in Richmond 77406

Each bar is how many homes fall in that price range. The marker is this home.

This home
$221K$1.4M

This home is worth more than 79% of homes in Richmond 77406.

How it measures up in Richmond 77406

The dot is this home. The mark in the middle is the typical home in Richmond 77406.

Estimated value$615,000
CheaperTypical $432,957Pricier

Pricier than 79% of homes nearby

Price per ft²$144
CheaperTypical $165Pricier

Pricier than 16% of homes nearby

Living area4,265 ft²
SmallerTypical 2,646 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.34 ac
SmallerTypical 0.19 acBigger

Bigger than 86% of homes nearby

Year built2006
OlderTypical 2012Newer

Newer than 38% of homes nearby

How 103 Water Bluff Ln ranks against every home in each area.
MeasureThis homeRichmond 77406Fort Bend County
Estimated valuepricier than$615,00079% of homes82% of homes
Price per ft²pricier than$14416% of homes25% of homes
Living areabigger than4,265 ft²93% of homes93% of homes
Lot sizebigger than0.34 ac86% of homes88% of homes
Year builtnewer than200638% of homes54% of homes

About 103 Water Bluff Ln

How much is 103 Water Bluff Ln, Richmond, TX worth?

The TopHap Estimate for 103 Water Bluff Ln, Richmond, TX is $615,000 as of Jul 14, 2026. The likely range is $602,070 to $627,930. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Water Bluff Ln, Richmond, TX last sell?

103 Water Bluff Ln, Richmond, TX last sold on Jun 30, 2026 for $583,100, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 103 Water Bluff Ln, Richmond, TX?

103 Water Bluff Ln, Richmond, TX has 5 bedrooms, 3 bathrooms, 4,265 square feet of living space and a 0.34-acre lot.

When was 103 Water Bluff Ln, Richmond, TX built?

103 Water Bluff Ln, Richmond, TX was built in 2006, making it 20 years old. The building has 2 stories.

What schools serve 103 Water Bluff Ln, Richmond, TX?

103 Water Bluff Ln, Richmond, TX is assigned to Austin Elementary School (elementary), rated B; Briscoe Junior High School (middle), rated A; Foster High School (high), rated A. All sit in Lamar Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Water Bluff Ln, Richmond, TX compare to other homes in Richmond 77406?

Among the 24,027 homes in Richmond 77406, it is worth more than 79% of them ($615,000 against a typical $432,957), its price per square foot is higher than 16% of them ($144 against a typical $165), it is bigger than 93% of them (4,265 ft² against a typical 2,646 ft²), its lot is bigger than 86% of them (0.34 ac against a typical 0.19 ac) and it is newer than 38% of them (2006 against a typical 2012). Measured against all of Fort Bend County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Water Bluff Ln, Richmond, TX?

The 2025 property tax bill for 103 Water Bluff Ln, Richmond, TX was $7,391. The county assessed it at $528,234.

Closest homes

More homes in Richmond 77406

Assigned schools

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