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Single Family ResidenceResidential
$532,191$282 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on Dec 26, 1996

1030 ROUTE 311

PATTERSON, NY 12563
4
Beds
2 / 1
Baths
1,890 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$532K
$497K low$567K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Dec 26, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$278,942
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$223,154
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$225,000
ARGENT MORTGAGE CO LLC · recorded Sep 10, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$28,249
BENEFICIAL HOMEOWNER SERVICE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,426 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$420,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$335,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$420,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$420,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
17
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyPutnam
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.72
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 160 ft²Porch · 330 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Matthew Paterson Elementary SchoolB+
Elementary · Grades KG–4 · 0.6 mi
M
George Fischer Middle SchoolC
Middle · Grades 5–8 · 5.4 mi
H
Carmel High SchoolB
High · Grades 9–12 · 6.8 mi

District: Carmel Central School District

Neighborhood · ZIP 12563These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,720
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.363 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,016
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,595
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1030 Route 311 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 78% of homes in Putnam County
  • Older than 91% of homes in Patterson 12563

What homes are worth in Patterson 12563

Each bar is how many homes fall in that price range. The marker is this home.

This home
$206K$947K

This home is worth more than 61% of homes in Patterson 12563.

How it measures up in Patterson 12563

The dot is this home. The mark in the middle is the typical home in Patterson 12563.

Estimated value$532,191
CheaperTypical $485,805Pricier

Pricier than 61% of homes nearby

Price per ft²$282
CheaperTypical $303Pricier

Pricier than 36% of homes nearby

Living area1,890 ft²
SmallerTypical 1,668 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.72 ac
SmallerTypical 0.48 acBigger

Bigger than 59% of homes nearby

Year built1930
OlderTypical 1968Newer

Newer than 9% of homes nearby

How 1030 Route 311 ranks against every home in each area.
MeasureThis homePatterson 12563Putnam County
Estimated valuepricier than$532,19161% of homes41% of homes
Price per ft²pricier than$28236% of homes22% of homes
Living areabigger than1,890 ft²60% of homes55% of homes
Lot sizebigger than0.72 ac59% of homes58% of homes
Year builtnewer than19309% of homes10% of homes

About 1030 Route 311

How much is 1030 Route 311, Patterson, NY worth?

The TopHap Estimate for 1030 Route 311, Patterson, NY is $532,191 as of Jul 14, 2026. The likely range is $497,268 to $567,114. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1030 Route 311, Patterson, NY last sell?

1030 Route 311, Patterson, NY last sold on Dec 26, 1996 for $160,000, according to the county's recorded deed.

How big is 1030 Route 311, Patterson, NY?

1030 Route 311, Patterson, NY has 4 bedrooms, 2 bathrooms, 1,890 square feet of living space and a 0.72-acre lot.

When was 1030 Route 311, Patterson, NY built?

1030 Route 311, Patterson, NY was built in 1930, making it 96 years old. It is a colonial home. The building has 2 stories.

What schools serve 1030 Route 311, Patterson, NY?

1030 Route 311, Patterson, NY is assigned to Matthew Paterson Elementary School (elementary), rated B+; George Fischer Middle School (middle), rated C; Carmel High School (high), rated B. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1030 Route 311, Patterson, NY compare to other homes in Patterson 12563?

Among the 2,684 homes in Patterson 12563, it is worth more than 61% of them ($532,191 against a typical $485,805), its price per square foot is higher than 36% of them ($282 against a typical $303), it is bigger than 60% of them (1,890 ft² against a typical 1,668 ft²), its lot is bigger than 59% of them (0.72 ac against a typical 0.48 ac) and it is newer than 9% of them (1930 against a typical 1968). Measured against all of Putnam County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1030 Route 311, Patterson, NY?

The 2025 property tax bill for 1030 Route 311, Patterson, NY was $10,426. The county assessed it at $420,700.

Closest homes

More homes in Patterson 12563

Assigned schools

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