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Rural ResidenceResidential
$590,498$279 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $38,000 on Aug 3, 2004

10309 RUTLEDGE CT

WAXHAW, NC 28173
4
Beds
4 / 1
Baths
2,114 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$590K
$529K low$652K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$38,000 · Aug 3, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,098
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,278
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$263,800
CARDINAL FINANCIAL COMPANY LP · recorded Aug 28, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$177,600
SCBT NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,248 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$676,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$127,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$548,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$676,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$676,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.0.74
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 376 ft²Patio · 376 ft²Porch · 28 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waxhaw Elementary SchoolA+
Elementary · Grades KG–5 · 2.2 mi
H
Parkwood High SchoolA
High · Grades 9–12 · 8.1 mi
M
Parkwood Middle SchoolC
Middle · Grades 6–8 · 8.2 mi

District: Union County Public Schools

Neighborhood · ZIP 28173These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.72,370
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.662 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$146,876
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$179,252
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10309 Rutledge Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Union County
  • Costs more per square foot than 80% of homes in Union County
  • Smaller than 75% of homes in Waxhaw 28173
  • Has a bigger lot than 65% of homes in Waxhaw 28173

What homes are worth in Waxhaw 28173

Each bar is how many homes fall in that price range. The marker is this home.

This home
$217K$2.2M

This home is worth more than 34% of homes in Waxhaw 28173.

How it measures up in Waxhaw 28173

The dot is this home. The mark in the middle is the typical home in Waxhaw 28173.

Estimated value$590,498
CheaperTypical $736,183Pricier

Pricier than 34% of homes nearby

Price per ft²$279
CheaperTypical $252Pricier

Pricier than 65% of homes nearby

Living area2,114 ft²
SmallerTypical 3,005 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.74 ac
SmallerTypical 0.49 acBigger

Bigger than 65% of homes nearby

Year built2004
OlderTypical 2005Newer

Newer than 46% of homes nearby

How 10309 Rutledge Ct ranks against every home in each area.
MeasureThis homeWaxhaw 28173Union County
Estimated valuepricier than$590,49834% of homes69% of homes
Price per ft²pricier than$27965% of homes80% of homes
Living areabigger than2,114 ft²25% of homes52% of homes
Lot sizebigger than0.74 ac65% of homes62% of homes
Year builtnewer than200446% of homes61% of homes

About 10309 Rutledge Ct

How much is 10309 Rutledge Ct, Waxhaw, NC worth?

The TopHap Estimate for 10309 Rutledge Ct, Waxhaw, NC is $590,498 as of Jul 14, 2026. The likely range is $528,579 to $652,417. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10309 Rutledge Ct, Waxhaw, NC last sell?

10309 Rutledge Ct, Waxhaw, NC last sold on Aug 3, 2004 for $38,000, according to the county's recorded deed.

How big is 10309 Rutledge Ct, Waxhaw, NC?

10309 Rutledge Ct, Waxhaw, NC has 4 bedrooms, 4 bathrooms, 2,114 square feet of living space and a 0.74-acre lot.

When was 10309 Rutledge Ct, Waxhaw, NC built?

10309 Rutledge Ct, Waxhaw, NC was built in 2004, making it 22 years old. It is a conventional home. The building has 2 stories.

What schools serve 10309 Rutledge Ct, Waxhaw, NC?

10309 Rutledge Ct, Waxhaw, NC is assigned to Waxhaw Elementary School (elementary), rated A+; Parkwood High School (high), rated A; Parkwood Middle School (middle), rated C. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10309 Rutledge Ct, Waxhaw, NC compare to other homes in Waxhaw 28173?

Among the 22,353 homes in Waxhaw 28173, it is worth more than 34% of them ($590,498 against a typical $736,183), its price per square foot is higher than 65% of them ($279 against a typical $252), it is bigger than 25% of them (2,114 ft² against a typical 3,005 ft²), its lot is bigger than 65% of them (0.74 ac against a typical 0.49 ac) and it is newer than 46% of them (2004 against a typical 2005). Measured against all of Union County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10309 Rutledge Ct, Waxhaw, NC?

The 2025 property tax bill for 10309 Rutledge Ct, Waxhaw, NC was $3,248. The county assessed it at $676,400.

Closest homes

More homes in Waxhaw 28173

Assigned schools

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