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Single Family ResidenceResidential
$218,972$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $92,900 on Aug 11, 2004

10312 RANCHO DR

LOUISVILLE, KY 40272
3
Beds
1
Baths
1,210 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$219K
$208K low$230K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$92,900 · Aug 11, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$120,896
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$96,717
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$64,000
QUICKEN LOANS LLC · recorded Aug 18, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$34,076
PNC BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,587 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,210 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$116,210
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$136,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$136,210

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 70 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dixie Elementary SchoolD+
Elementary · Grades KG–5 · 0.2 mi
H
Valley High SchoolD-
High · Grades 9–12 · 0.4 mi
M
Stuart Middle SchoolD
Middle · Grades 7–8 · 1.7 mi

District: Jefferson County School District

Neighborhood · ZIP 40272These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,481
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,013 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,136
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10312 Rancho Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Jefferson County
  • Older than 77% of homes in Louisville 40272

What homes are worth in Louisville 40272

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$431K

This home is worth more than 49% of homes in Louisville 40272.

How it measures up in Louisville 40272

The dot is this home. The mark in the middle is the typical home in Louisville 40272.

Estimated value$218,972
CheaperTypical $220,684Pricier

Pricier than 49% of homes nearby

Price per ft²$181
CheaperTypical $181Pricier

Pricier than 50% of homes nearby

Living area1,210 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.22 ac
SmallerTypical 0.24 acBigger

Bigger than 42% of homes nearby

Year built1955
OlderTypical 1964Newer

Newer than 23% of homes nearby

How 10312 Rancho Dr ranks against every home in each area.
MeasureThis homeValley StationLouisville 40272Jefferson County
Estimated valuepricier than$218,97249% of homes49% of homes35% of homes
Price per ft²pricier than$18143% of homes50% of homes42% of homes
Living areabigger than1,210 ft²56% of homes51% of homes39% of homes
Lot sizebigger than0.22 ac43% of homes42% of homes56% of homes
Year builtnewer than195524% of homes23% of homes35% of homes

About 10312 Rancho Dr

How much is 10312 Rancho Dr, Louisville, KY worth?

The TopHap Estimate for 10312 Rancho Dr, Louisville, KY is $218,972 as of Jul 14, 2026. The likely range is $207,770 to $230,174. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10312 Rancho Dr, Louisville, KY last sell?

10312 Rancho Dr, Louisville, KY last sold on Aug 11, 2004 for $92,900, according to the county's recorded deed.

How big is 10312 Rancho Dr, Louisville, KY?

10312 Rancho Dr, Louisville, KY has 3 bedrooms, 1 bathrooms, 1,210 square feet of living space and a 0.22-acre lot.

When was 10312 Rancho Dr, Louisville, KY built?

10312 Rancho Dr, Louisville, KY was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 10312 Rancho Dr, Louisville, KY?

10312 Rancho Dr, Louisville, KY is assigned to Dixie Elementary School (elementary), rated D+; Valley High School (high), rated D-; Stuart Middle School (middle), rated D. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10312 Rancho Dr, Louisville, KY compare to other homes in Louisville 40272?

Among the 13,735 homes in Louisville 40272, it is worth more than 49% of them ($218,972 against a typical $220,684), its price per square foot is higher than 50% of them ($181 against a typical $181), it is bigger than 51% of them (1,210 ft² against a typical 1,200 ft²), its lot is bigger than 42% of them (0.22 ac against a typical 0.24 ac) and it is newer than 23% of them (1955 against a typical 1964). Measured against all of Jefferson County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10312 Rancho Dr, Louisville, KY?

The 2024 property tax bill for 10312 Rancho Dr, Louisville, KY was $1,587. The county assessed it at $136,210.

Closest homes

More homes in Louisville 40272

Assigned schools

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