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Apartments (Generic)Residential

1038 1ST ST

MONTEREY, CA 93940
24
Beds
19 / 10
Baths
8,774 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
79
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,753 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$727,481 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$119,674
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$607,807
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$713,277

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
13
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
25
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.192 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Apartments (Generic)
CountyMONTEREY
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Monterey High SchoolB
High · Grades 9–12 · 1.1 mi
E
La MesaB+
Elementary · Grades KG–8 · 1.3 mi

District: Monterey Peninsula Unified School District

Neighborhood · ZIP 93940These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.355

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.30,837
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,487
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,191
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1038 1st St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Monterey 93940
  • Has a bigger lot than 88% of homes in Oak Grove
  • Newer than 86% of homes in Oak Grove

How it measures up in Monterey 93940

The dot is this home. The mark in the middle is the typical home in Monterey 93940.

Living area8,774 ft²
SmallerTypical 1,570 ft²Bigger

Bigger than almost all homes nearby

Lot size0.23 ac
SmallerTypical 0.17 acBigger

Bigger than 64% of homes nearby

Year built1978
OlderTypical 1962Newer

Newer than 73% of homes nearby

How 1038 1st St ranks against every home in each area.
MeasureThis homeOak GroveMonterey 93940Monterey County
Living areabigger than8,774 ft²97% of homesalmost all homesalmost all homes
Lot sizebigger than0.23 ac88% of homes64% of homes66% of homes
Year builtnewer than197886% of homes73% of homes60% of homes

About 1038 1st St

When did 1038 1st St, Monterey, CA last sell?

1038 1st St, Monterey, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1038 1st St, Monterey, CA?

1038 1st St, Monterey, CA has 24 bedrooms, 19 bathrooms, 8,774 square feet of living space and a 0.23-acre lot.

When was 1038 1st St, Monterey, CA built?

1038 1st St, Monterey, CA was built in 1978, making it 48 years old. The building has 3 stories.

What schools serve 1038 1st St, Monterey, CA?

1038 1st St, Monterey, CA is assigned to Monterey High School (high), rated B; La Mesa (elementary), rated B+. All sit in Monterey Peninsula Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1038 1st St, Monterey, CA compare to other homes in Monterey 93940?

Among the 9,309 homes in Monterey 93940, it is bigger than almost all of them (8,774 ft² against a typical 1,570 ft²), its lot is bigger than 64% of them (0.23 ac against a typical 0.17 ac) and it is newer than 73% of them (1978 against a typical 1962). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1038 1st St, Monterey, CA?

The 2025 property tax bill for 1038 1st St, Monterey, CA was $9,753. The county assessed it at $727,481.

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