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Single Family ResidenceResidential
$1,357,554$643 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $950,000 on Mar 25, 2005

1098 1ST ST

MONTEREY, CA 93940
4
Beds
2
Baths
2,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1923
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.4M
$1.3M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$950,000 · Mar 25, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,718 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,195,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$750,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$445,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,195,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
93
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
13
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
25
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.146 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyMONTEREY
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Monterey High SchoolB
High · Grades 9–12 · 1.1 mi
E
La MesaB+
Elementary · Grades KG–8 · 1.3 mi

District: Monterey Peninsula Unified School District

Neighborhood · ZIP 93940These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.355

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.30,837
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,487
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,191
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1098 1st St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Oak Grove
  • Costs less per square foot than 88% of homes in Oak Grove
  • Bigger than 74% of homes in Monterey County
  • Has a smaller lot than 85% of homes in Monterey 93940
  • Older than 97% of homes in Monterey County

What homes are worth in Monterey 93940

Each bar is how many homes fall in that price range. The marker is this home.

This home
$411K$3.4M

This home is worth more than 72% of homes in Monterey 93940.

How it measures up in Monterey 93940

The dot is this home. The mark in the middle is the typical home in Monterey 93940.

Estimated value$1,357,554
CheaperTypical $1,048,255Pricier

Pricier than 72% of homes nearby

Price per ft²$643
CheaperTypical $675Pricier

Pricier than 41% of homes nearby

Living area2,112 ft²
SmallerTypical 1,570 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.11 ac
SmallerTypical 0.17 acBigger

Bigger than 15% of homes nearby

Year built1923
OlderTypical 1962Newer

Newer than 4% of homes nearby

How 1098 1st St ranks against every home in each area.
MeasureThis homeOak GroveMonterey 93940Monterey County
Estimated valuepricier than$1,357,55498% of homes72% of homes80% of homes
Price per ft²pricier than$64312% of homes41% of homes71% of homes
Living areabigger than2,112 ft²72% of homes71% of homes74% of homes
Lot sizebigger than0.11 ac49% of homes15% of homes16% of homes
Year builtnewer than192326% of homes4% of homes3% of homes

About 1098 1st St

How much is 1098 1st St, Monterey, CA worth?

The TopHap Estimate for 1098 1st St, Monterey, CA is $1,357,554 as of Sep 24, 2026. The likely range is $1,307,996 to $1,407,112. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1098 1st St, Monterey, CA last sell?

1098 1st St, Monterey, CA last sold on Mar 25, 2005 for $950,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1098 1st St, Monterey, CA?

1098 1st St, Monterey, CA has 4 bedrooms, 2 bathrooms, 2,112 square feet of living space and a 0.12-acre lot.

When was 1098 1st St, Monterey, CA built?

1098 1st St, Monterey, CA was built in 1923, making it 103 years old. It is a custom design home. The building has 1 story.

What schools serve 1098 1st St, Monterey, CA?

1098 1st St, Monterey, CA is assigned to Monterey High School (high), rated B; La Mesa (elementary), rated B+. All sit in Monterey Peninsula Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1098 1st St, Monterey, CA compare to other homes in Monterey 93940?

Among the 9,309 homes in Monterey 93940, it is worth more than 72% of them ($1,357,554 against a typical $1,048,255), its price per square foot is higher than 41% of them ($643 against a typical $675), it is bigger than 71% of them (2,112 ft² against a typical 1,570 ft²), its lot is bigger than 15% of them (0.11 ac against a typical 0.17 ac) and it is newer than 4% of them (1923 against a typical 1962). Measured against all of Monterey County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1098 1st St, Monterey, CA?

The 2025 property tax bill for 1098 1st St, Monterey, CA was $13,718. The county assessed it at $1,195,000.

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