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Single Family ResidenceResidential
$320,896$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1038 N ROSE ST

PHOENIX, OR 97535
3
Beds
2
Baths
1,738 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$321K
$310K low$332K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,896
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,917
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$137,000
COUNTRYWIDE BANK · recorded Apr 16, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$24,000
KEY BANK & TRUST

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,511 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$274,620 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,080
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$204,540
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$266,630
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$468,840

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.17
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 128 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Phoenix High SchoolB-
High · Grades 9–12 · 0.4 mi
E
Phoenix Elementary SchoolC+
Elementary · Grades KG–5 · 0.7 mi
M
Talent Middle SchoolD+
Middle · Grades 6–8 · 3.3 mi

District: Phoenix-Talent School District 4

Neighborhood · ZIP 97535These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.134

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,677
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,595 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,115
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,418
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1038 N Rose St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Jackson County
  • Costs less per square foot than 97% of homes in Jackson County
  • Bigger than 70% of homes in Phoenix 97535
  • Has a smaller lot than 71% of homes in Jackson County
  • Newer than 97% of homes in Jackson County

What homes are worth in Phoenix 97535

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$726K

This home is worth more than 20% of homes in Phoenix 97535.

How it measures up in Phoenix 97535

The dot is this home. The mark in the middle is the typical home in Phoenix 97535.

Estimated value$320,896
CheaperTypical $378,810Pricier

Pricier than 20% of homes nearby

Price per ft²$185
CheaperTypical $250Pricier

Pricier than 6% of homes nearby

Living area1,738 ft²
SmallerTypical 1,514 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.17 ac
SmallerTypical 0.19 acBigger

Bigger than 33% of homes nearby

Year built2021
OlderTypical 1993Newer

Newer than 95% of homes nearby

How 1038 N Rose St ranks against every home in each area.
MeasureThis homePhoenix 97535Jackson County
Estimated valuepricier than$320,89620% of homes16% of homes
Price per ft²pricier than$1856% of homes3% of homes
Living areabigger than1,738 ft²70% of homes63% of homes
Lot sizebigger than0.17 ac33% of homes29% of homes
Year builtnewer than202195% of homes97% of homes

About 1038 N Rose St

How much is 1038 N Rose St, Phoenix, OR worth?

The TopHap Estimate for 1038 N Rose St, Phoenix, OR is $320,896 as of Jul 14, 2026. The likely range is $310,198 to $331,594. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1038 N Rose St, Phoenix, OR?

1038 N Rose St, Phoenix, OR has 3 bedrooms, 2 bathrooms, 1,738 square feet of living space and a 0.17-acre lot.

When was 1038 N Rose St, Phoenix, OR built?

1038 N Rose St, Phoenix, OR was built in 2021, making it 5 years old. The building has 2 stories.

What schools serve 1038 N Rose St, Phoenix, OR?

1038 N Rose St, Phoenix, OR is assigned to Phoenix High School (high), rated B-; Phoenix Elementary School (elementary), rated C+; Talent Middle School (middle), rated D+. All sit in Phoenix-Talent School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1038 N Rose St, Phoenix, OR compare to other homes in Phoenix 97535?

Among the 1,709 homes in Phoenix 97535, it is worth more than 20% of them ($320,896 against a typical $378,810), its price per square foot is higher than 6% of them ($185 against a typical $250), it is bigger than 70% of them (1,738 ft² against a typical 1,514 ft²), its lot is bigger than 33% of them (0.17 ac against a typical 0.19 ac) and it is newer than 95% of them (2021 against a typical 1993). Measured against all of Jackson County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1038 N Rose St, Phoenix, OR?

The 2025 property tax bill for 1038 N Rose St, Phoenix, OR was $4,511. The county assessed it at $274,620.

Closest homes

More homes in Phoenix 97535

Assigned schools

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