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Single Family ResidenceResidential
$161,730$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 29How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1039 SADDLE CLUB LN

RIDGEWAY, SC 29130
0
Baths
1,430 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1
StoriesHow many floors the home has above ground.

Valuation

$162K
$46K low$277K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,730
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$129,384

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$331 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$74,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKershaw
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lugoff Elementary SchoolB
Elementary · Grades KG–5 · 6.0 mi
H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 6.3 mi
M
Lugoff-Elgin Middle SchoolC-
Middle · Grades 6–8 · 6.5 mi

District: Kershaw County School District

Neighborhood · ZIP 29130These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.6,443
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,877
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,079
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1039 Saddle Club Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Kershaw County
  • Costs less per square foot than 71% of homes in Ridgeway 29130
  • Smaller than 74% of homes in Kershaw County

What homes are worth in Ridgeway 29130

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$1.2M

This home is worth more than 26% of homes in Ridgeway 29130.

How it measures up in Ridgeway 29130

The dot is this home. The mark in the middle is the typical home in Ridgeway 29130.

Estimated value$161,730
CheaperTypical $320,986Pricier

Pricier than 26% of homes nearby

Price per ft²$113
CheaperTypical $170Pricier

Pricier than 29% of homes nearby

Living area1,430 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 41% of homes nearby

How 1039 Saddle Club Ln ranks against every home in each area.
MeasureThis homeRidgeway 29130Kershaw County
Estimated valuepricier than$161,73026% of homes24% of homes
Price per ft²pricier than$11329% of homes53% of homes
Living areabigger than1,430 ft²41% of homes26% of homes

About 1039 Saddle Club Ln

How much is 1039 Saddle Club Ln, Ridgeway, SC worth?

The TopHap Estimate for 1039 Saddle Club Ln, Ridgeway, SC is $161,730 as of Jul 14, 2026. The likely range is $46,232 to $277,228. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1039 Saddle Club Ln, Ridgeway, SC last sell?

1039 Saddle Club Ln, Ridgeway, SC last sold on Sep 19, 2018, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 1039 Saddle Club Ln, Ridgeway, SC?

1039 Saddle Club Ln, Ridgeway, SC is assigned to Lugoff Elementary School (elementary), rated B; Lugoff-Elgin High School (high), rated C+; Lugoff-Elgin Middle School (middle), rated C-. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1039 Saddle Club Ln, Ridgeway, SC compare to other homes in Ridgeway 29130?

Among the 3,786 homes in Ridgeway 29130, it is worth more than 26% of them ($161,730 against a typical $320,986), its price per square foot is higher than 29% of them ($113 against a typical $170) and it is bigger than 41% of them (1,430 ft² against a typical 1,620 ft²). Measured against all of Kershaw County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1039 Saddle Club Ln, Ridgeway, SC?

The 2025 property tax bill for 1039 Saddle Club Ln, Ridgeway, SC was $331. The county assessed it at $74,000.

Closest homes

More homes in Ridgeway 29130

Assigned schools

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