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Single Family ResidenceResidential
$232,083$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

10399 LOWER RIVER RD

LOUISVILLE, KY 40272
1.5
Baths
1,445 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Pre-foreclosure (NOS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Jul 31, 2026.

Valuation

$232K
$219K low$245K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,407 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$172,390 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$151,690
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$172,390

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJEFFERSON
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 80 ft²Patio · 56 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Johnstown Road Elementary SchoolC
Elementary · Grades KG–5 · 0.8 mi
H
Valley High SchoolD-
High · Grades 9–12 · 1.2 mi
M
Stuart Middle SchoolD
Middle · Grades 7–8 · 2.5 mi

District: Jefferson County School District

Neighborhood · ZIP 40272These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,481
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,013 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,136
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10399 Lower River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 75% of homes in Louisville 40272
  • Bigger than 74% of homes in Louisville 40272
  • Has a bigger lot than 72% of homes in Jefferson County

What homes are worth in Louisville 40272

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$432K

This home is worth more than 60% of homes in Louisville 40272.

How it measures up in Louisville 40272

The dot is this home. The mark in the middle is the typical home in Louisville 40272.

Estimated value$232,083
CheaperTypical $218,855Pricier

Pricier than 60% of homes nearby

Price per ft²$161
CheaperTypical $182Pricier

Pricier than 25% of homes nearby

Living area1,445 ft²
SmallerTypical 1,204 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.28 ac
SmallerTypical 0.24 acBigger

Bigger than 64% of homes nearby

Year built1970
OlderTypical 1964Newer

Newer than 62% of homes nearby

How 10399 Lower River Rd ranks against every home in each area.
MeasureThis homeLouisville 40272Jefferson County
Estimated valuepricier than$232,08360% of homes40% of homes
Price per ft²pricier than$16125% of homes26% of homes
Living areabigger than1,445 ft²74% of homes57% of homes
Lot sizebigger than0.28 ac64% of homes72% of homes
Year builtnewer than197062% of homes59% of homes

About 10399 Lower River Rd

How much is 10399 Lower River Rd, Louisville, KY worth?

The TopHap Estimate for 10399 Lower River Rd, Louisville, KY is $232,083 as of Aug 30, 2026. The likely range is $218,890 to $245,276. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10399 Lower River Rd, Louisville, KY last sell?

10399 Lower River Rd, Louisville, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10399 Lower River Rd, Louisville, KY?

10399 Lower River Rd, Louisville, KY has 1.5 bathrooms, 1,445 square feet of living space and a 0.28-acre lot.

When was 10399 Lower River Rd, Louisville, KY built?

10399 Lower River Rd, Louisville, KY was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 10399 Lower River Rd, Louisville, KY?

10399 Lower River Rd, Louisville, KY is assigned to Johnstown Road Elementary School (elementary), rated C; Valley High School (high), rated D-; Stuart Middle School (middle), rated D. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10399 Lower River Rd, Louisville, KY compare to other homes in Louisville 40272?

Among the 13,736 homes in Louisville 40272, it is worth more than 60% of them ($232,083 against a typical $218,855), its price per square foot is higher than 25% of them ($161 against a typical $182), it is bigger than 74% of them (1,445 ft² against a typical 1,204 ft²), its lot is bigger than 64% of them (0.28 ac against a typical 0.24 ac) and it is newer than 62% of them (1970 against a typical 1964). Measured against all of Jefferson County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10399 Lower River Rd, Louisville, KY?

The 2025 property tax bill for 10399 Lower River Rd, Louisville, KY was $1,407. The county assessed it at $172,390.

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Assigned schools

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